Barre Life Insurance Lawyer
In Barre, known as the "Granite Center of the World" and admired for its artistic heritage, community pride, and historic charm, navigating life insurance claims can still be a confusing and emotionally taxing process especially when benefits are unfairly delayed or denied. At The Lassen Law Firm, we help families and individuals in Barre protect the life insurance proceeds they are rightfully owed.
Whether you’re near the historic Downtown Barre district, the serene Hope Cemetery, or anywhere across Washington County, we provide trusted legal representation and personalized attention every step of the way. We serve clients in Vermont and in every state across the country.
We Resolve Beneficiary Disputes for Barre Families
Conflicts over who should receive the death benefit are more common than most people realize. These disputes often involve:
Competing claims by ex-spouses or new partners
Children from different relationships
Allegations of fraud, coercion, or forgery
Contested changes to the beneficiary designation
If you’ve been wrongfully excluded or are facing a challenge to your rightful claim, we can help you resolve the dispute quickly and aggressively.
Denied or Delayed Claim? We Can Help
We’ve successfully recovered life insurance payouts that were initially denied due to:
Alleged misrepresentation or fraud
Missed payments or lapse in coverage
Suicide exclusions
Drug or alcohol-related exclusions
Delays in proof of death or claim submission
We’ve seen every tactic used by insurance companies and we know how to defeat them.
Why Barre Residents Choose The Lassen Law Firm
Over 25 years of experience focused solely on life insurance cases
Clients served in all 50 states
No legal fees unless we win
National results with personal service
Millions recovered for families across the U.S.
Serving All of Washington County
Barre
Montpelier
Northfield
Waterbury
Middlesex
Plainfield and surrounding communities
Call 800-330-2274 today for your free consultation.
Written & Reviewed by Christian Lassen, Esq.
Nationally Recognized Life Insurance Lawyer
Quoted in The Wall Street Journal (May 17, 2025) | 25 Years Experience | Hundreds of Millions Recovered
Last reviewed: June 13, 2025
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
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A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
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No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
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The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
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Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
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Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
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Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
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Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
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Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
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No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
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Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
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Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
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Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
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Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
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If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
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Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
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In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
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Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
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Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
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An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
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“They tried to deny my mom’s claim by referencing a vague exclusion clause. Christian quickly proved the exclusion didn’t apply. What seemed impossible at first became a closed case thanks to their persistence.”- Thomas E.
Why The Lassen Law Firm Is Different
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Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
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Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
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Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
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Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.