We recently recovered a $100,000 life insurance claim denied due to the contestability period for our client.
The length of the contestability period can vary depending on the specific terms and conditions of the life insurance policy, but it typically lasts for the first two years from the date of policy issuance. During this period, the insurance company has the right to investigate any claims made under the policy and to deny payment if it discovers any misrepresentations or omissions on the application.
It's essential to provide accurate information on the life insurance application to avoid the possibility of a claim being denied during the contestability period. After the contestability period has expired, the insurance company cannot contest the policy unless there is evidence of fraud or intentional misrepresentation by the policyholder.
If you have a denied life insurance claim, our life insurance attorneys will fight to get you the money to which you are entitled.