Beneficiary Dispute Life Insurance Lawyer

Facing a dispute over life insurance benefits? We can help you assert your rightful claim.

At The Lassen Law Firm, we specialize exclusively in life insurance litigation, including complex beneficiary disputes. Whether you're contesting a sudden beneficiary change, dealing with conflicting claims among family members, or challenging a designation made under questionable circumstances, our experienced attorneys are here to guide you through the legal process and fight for the benefits you deserve.

Common Causes of Beneficiary Disputes

Beneficiary disputes can arise from various situations, including:

Last-minute changes to beneficiary designations, often under suspicious circumstances.
Undue influence exerted on the policyholder, leading to questionable beneficiary changes.
Lack of mental capacity of the policyholder at the time of changing the beneficiary.
Forgery or fraud in the execution of beneficiary designation forms.
Conflicts between multiple claimants, such as current and former spouses or children from different relationships.
Violations of divorce decrees or court orders regarding beneficiary designations.
Slayer statutes, which prevent individuals who intentionally caused the policyholder's death from receiving benefits.

How We Can Assist You

Our firm has a proven track record in resolving beneficiary disputes. We will:

Thoroughly investigate the circumstances surrounding the beneficiary designation.
Gather and analyze evidence, including medical records, witness statements, and relevant documents.
Assess the validity of the beneficiary designation under applicable laws.
Negotiate with insurance companies and opposing parties to seek a fair resolution.
Litigate aggressively in court if necessary to protect your rights and interests.

Case Example: $500,000 Beneficiary Dispute Resolved

A client approached us after being excluded from a $500,000 life insurance policy, despite being the policyholder's long-term partner. The beneficiary had been changed shortly before the policyholder's death under questionable circumstances. We conducted a comprehensive investigation, uncovering evidence of undue influence and lack of mental capacity. As a result, the court invalidated the beneficiary change, and our client received the full policy benefits.

Why Choose The Lassen Law Firm?

Exclusive focus on life insurance litigation, providing in-depth knowledge and experience.
Nationwide representation, handling cases across all 50 states.
No fees unless we win, ensuring our interests align with yours.
Direct access to seasoned attorneys, not just paralegals or assistants.
Hundreds of millions recovered for clients in life insurance disputes.

Frequently Asked Questions

Can a life insurance beneficiary designation be contested?
Yes, if there is evidence of fraud, undue influence, lack of capacity, or violation of legal agreements, a beneficiary designation can be challenged in court.

What happens if multiple people claim to be beneficiaries?
In cases with conflicting claims, insurance companies may file an interpleader action, depositing the policy proceeds with the court. The court then determines the rightful beneficiary based on the evidence presented.

Does a divorce automatically revoke a former spouse's beneficiary status?
It depends on state laws and the specific terms of the divorce decree. Some states have statutes that automatically revoke a former spouse's beneficiary status upon divorce, while others require explicit changes to the policy.

What is a slayer statute?
A slayer statute prevents individuals who intentionally caused the death of the policyholder from receiving life insurance benefits. Courts apply a "preponderance of the evidence" standard to determine applicability.

How long do I have to contest a beneficiary designation?
Time limits vary by jurisdiction, but it's crucial to act promptly. Delays can jeopardize your ability to challenge the designation and recover benefits.

Contact Us for a Free Consultation

If you're involved in a life insurance beneficiary dispute, don't navigate the complexities alone. Contact The Lassen Law Firm today for a free consultation. We'll evaluate your case, explain your legal options, and work tirelessly to secure the benefits you're entitled to.

The Lassen Law Firm is a national practice focused exclusively on life insurance litigation. Founded by Christian Lassen, Esq., the firm has recovered hundreds of millions for clients in all 50 states. All website content is written or reviewed by Mr. Lassen personally to ensure accuracy and authority.