We are happy to announce that we recently resolved an $80,000 denied life insurance claim.
What are some ways prescription drugs could be the basis for a denied life insurance claim?
There are many ways that prescription drugs could be the basis for a denied life insurance claim. Here are 20 potential reasons:
- Non-disclosure: Failing to disclose the use of prescription drugs during the application process can lead to a denied claim.
- Drug abuse: If the policyholder dies due to drug abuse or overdose, the claim may be denied.
- Illegal drug use: If the policyholder is found to be using illegal drugs at the time of death, the claim may be denied.
- Inaccurate information: If the policyholder provided inaccurate information about their prescription drug use during the application process, the claim may be denied.
- Medical history: If the policyholder has a history of medical conditions that require prescription drugs, the insurer may view them as high-risk and deny the claim.
- Pre-existing conditions: If the policyholder has a pre-existing condition that requires prescription drugs, the insurer may deny the claim if they believe the policyholder knew about the condition before applying for the policy.
- Misuse of drugs: If the policyholder misused their prescription drugs, such as taking too much or combining them with other drugs, the claim may be denied.
- Smoking: Smoking while taking prescription drugs can increase the risk of health complications and lead to a denied claim.
- Alcohol use: Drinking alcohol while taking prescription drugs can also increase the risk of health complications and lead to a denied claim.
- Dangerous drug interactions: If the policyholder dies due to dangerous drug interactions, the claim may be denied.
- Failure to follow doctor's orders: If the policyholder failed to follow their doctor's orders regarding their prescription drugs and this led to their death, the claim may be denied.
- Prescription fraud: If the policyholder obtained prescription drugs fraudulently, such as by forging a prescription, the claim may be denied.
- Intentional self-harm: If the policyholder intentionally overdosed on their prescription drugs, the claim may be denied.
- Incorrect dosage: If the policyholder was prescribed the wrong dosage of their prescription drugs and this led to their death, the claim may be denied.
- Medical non-compliance: If the policyholder did not take their prescription drugs as prescribed by their doctor, the claim may be denied.
- Recent changes to medication: If the policyholder recently changed their prescription medication and this led to their death, the claim may be denied.
- Poor health: If the policyholder was in poor health due to their prescription drugs at the time of death, the claim may be denied.
- Overdose on over-the-counter medication: If the policyholder overdosed on over-the-counter medication while taking prescription drugs, the claim may be denied.
- Medical malpractice: If the policyholder's death was caused by medical malpractice related to their prescription drugs, the claim may be denied.
- Prescription drugs as cause of death: If the policyholder's death was directly caused by their prescription drugs, the claim may be denied.
The lawyers at LifeInsuranceAttorney.com fight denied claims and win!