Denied Accidental Death & Dismemberment (AD&D) Claim Lawyer

If your AD&D claim was denied, we can help you fight back and win.

At The Lassen Law Firm, we specialize in representing clients nationwide who have had their Accidental Death & Dismemberment (AD&D) claims wrongfully denied. Insurance companies often deny these claims by citing exclusions or disputing the nature of the accident. We have the experience and expertise to challenge these denials and recover the benefits you are entitled to.

Common Reasons for AD&D Claim Denials

Insurance companies may deny AD&D claims for various reasons, including:

Alleging the death was not accidental but due to natural causes or illness.
Citing policy exclusions, such as death resulting from intoxication, drug use, or criminal activity.
Claiming the injury or death occurred outside the policy's coverage period.
Asserting that the policyholder's actions contributed to the accident, such as engaging in high-risk activities.
Disputing the cause of death, especially in cases involving complex circumstances.

How We Challenge AD&D Claim Denials

Our approach includes:

Thoroughly reviewing the policy to understand the coverage and exclusions.
Investigating the circumstances of the accident to gather evidence supporting your claim.
Challenging the insurer's denial by highlighting inconsistencies or misinterpretations of the policy.
Negotiating with the insurance company to seek a fair settlement.
Litigating the case in court, if necessary, to secure the benefits you deserve.

Case Example: $600,000 AD&D Claim Denial Overturned

A client came to us after their $600,000 AD&D claim was denied. The insurance company argued that the death was due to a pre-existing condition, not an accident. We conducted a comprehensive investigation, obtained medical expert opinions, and demonstrated that the death was indeed accidental. As a result, the insurer reversed its decision and paid the full benefit.

Why Choose The Lassen Law Firm?

Exclusive focus on life insurance and AD&D claims.
Nationwide representation—we handle cases in all 50 states.
No fees unless we win—you pay nothing unless we recover benefits for you.
Direct access to experienced attorneys, not just paralegals or case managers.
Proven track record with hundreds of millions recovered for clients.

Frequently Asked Questions About Denied AD&D Claims

What should I do if my AD&D claim is denied?
Contact an experienced attorney immediately. Time is critical, and we can help you understand your rights and options.

Can I appeal the denial of my AD&D claim?
Yes, you have the right to appeal. We can guide you through the appeals process and work to overturn the denial.

How long do I have to appeal an AD&D claim denial?
Deadlines vary by policy and jurisdiction. It's essential to act quickly to preserve your rights.

Will I have to go to court?
Not necessarily. Many cases are resolved through negotiation. However, we are prepared to litigate if necessary to secure your benefits.

What does it cost to hire The Lassen Law Firm?
We work on a contingency fee basis, meaning you pay nothing unless we win your case.

Contact Us Today

If your AD&D claim has been denied, don't accept the insurance company's decision without a fight. Contact The Lassen Law Firm for a free consultation. We'll review your case, explain your options, and work tirelessly to recover the benefits you deserve.

The Lassen Law Firm is a national practice focused exclusively on life insurance and AD&D litigation. Founded by Christian Lassen, Esq., the firm has recovered hundreds of millions for clients in all 50 states. All website content is written or reviewed by Mr. Lassen personally to ensure accuracy and authority.