Whether you are filing your initial claim or fighting a denial, you need a life insurance attorney that can get it paid. Below are the primary qualities you should consider before hiring one of these skilled attorneys to represent you for your denied life insurance claim.
Life insurance lawyers need extensive knowledge of the local, state, and federal laws governing this legal area to represent your claim properly. Not only should they have this familiarity, but this should be the field they primarily practice. Successful appeals of claim denials require more than tenacity but an in-depth understanding of the regulations and practices involved.
An attorney practicing exclusively in life insurance law is essential, but they also need to have demonstrated experience successfully winning claims and suits. In addition, because insurers issue denials and purposely frustrate the claims process, you need representation that is familiar with and can work around these obstacles.
Rely on more than just paid advertisements and a law office website to make your decision. Get real insight into what your life insurance attorney is all about by researching their client reviews on third-party online legal websites like Avvo or The Bar Association. These sites can also let you know where they are licensed to practice, how long they've been admitted, and any disciplinary actions your life insurance attorney has on their professional record.
When it comes to communicating with clients, any quality life insurance attorney will set aside time to have meaningful conversations regarding case progress and addressing concerns or anxiety you have. Sadly, this isn't a guarantee with every law firm, so be sure to assess their willingness to speak with you personally and over the phone. If you only seem to reach voicemail or their staffers, you may want to choose someone else.
One of the biggest reasons surviving family members take whatever they can get from the insurer is because they believe legal fees will be excessive. This is anything but the truth, and any life insurance attorney you choose should be completely transparent about how much and when they expect to be paid.
Try to find a firm that either charges a reasonably-priced rate or offers contingency-based fee structures. Appealing a claim denial may require litigation, but if successful, your lawyer will usually be able to get more than you would have on your own - even with their legal fees involved.
When choosing a life insurance attorney, you need a legal professional to confront unreasonable delays and denials head-on. Even if your claim involves wrongful death circumstances, you can count on our life insurance lawyers to find a satisfactory resolution. We're available to take your free consultation request day or night. Discover how quickly your claim experience can become more productive when our lawyers step in to fight for your benefit rights. Reach us online today.