In almost all cases, the life insurance policy and the named beneficiary will override anything written in the decedent's will. Even if the decedent wrote in their will that they wanted both of their children to split everything equally, this wouldn't happen unless they named both of their children as the beneficiaries of their life insurance policy. In theory, the other sibling could sue the sibling who was the named beneficiary based on what was written in the will, but they are unlikely to be successful. Our life insurance beneficiary dispute attorneys successfully resolved a $500,000.00 Mass Mutual life insurance policy dispute.
Our life insurance beneficiary dispute lawyers can contest a life insurance beneficiary for almost any reason including:
1. The deceased did not have the mental capacity to know what they were signing when they named a beneficiary
2. The beneficiary had a confidential relationship with the deceased. For example, a child was living with their parent, the insured. The parent was dependent on the child for food and shelter and was therefore very easily influenced by this person. If not for these influences and the confidential relationship, the insured would not have named this person their beneficiary.
3. The beneficiary limited the insured from having outside contact with other people, which influenced their decision regarding the beneficiary.
Can a life insurance beneficiary be changed after death?
In short, no.
Our beneficiary dispute lawyers resolved at $750,000.00 Lincoln Financial beneficiary dispute when a caregiver changed the policy after death.