Dallas Life Insurance Lawyer
In Dallas, a vibrant metropolis known for its iconic skyline, thriving business scene, and diverse communities, families facing life insurance disputes often find themselves overwhelmed. Whether you’re dealing with a denied claim, a lapsed policy, or a complex beneficiary conflict, The Lassen Law Firm is here to help. We represent Dallas-area clients in denied, delayed, and disputed life insurance claims, including accidental death cases and interpleader lawsuits.
Attorney Christian Lassen, Esq. has over 25 years of experience focused solely on life insurance law. With hundreds of millions recovered for clients nationwide, our firm stands with Dallas families as they fight for the benefits they are rightfully owed.
Why Dallas Clients Choose The Lassen Law Firm
Exclusive Focus on Life Insurance Law
This is all we do. We don’t dabble in personal injury or estate matters.
Nationwide Representation
We take cases in all 50 states, including claims under federal ERISA law for Texas employees with employer-based coverage.
Direct Access to Your Lawyer
Attorney Christian Lassen personally handles every case. You will not be passed off to paralegals or associates.
Dallas Successes and Case Results
$812,000 recovered after a denied accidental death claim involving a car crash on I-635. The insurer cited a drug exclusion that was not supported by toxicology results.
$725,000 for a Dallas family after an insurer claimed a lapse due to missed payments. We proved the company failed to send required notices under Texas insurance law.
$688,000 in a complex interpleader dispute between a surviving spouse and adult children after conflicting beneficiary forms were discovered. We successfully defended the spouse’s rights and secured the full payout.
Beneficiary Disputes and Interpleader Lawsuits in Dallas
Beneficiary disputes are one of the most common and complex life insurance problems we see in Texas. Insurers often file an interpleader lawsuit, placing the death benefit in the hands of the court and leaving the rightful beneficiary to fight it out with other claimants.
We represent clients in disputes involving:
Ex-spouses still listed on the policy
Recent changes to the beneficiary designation
Allegations of fraud, coercion, or mental incapacity
Missing or multiple versions of the policy
Family conflicts between children, stepchildren, and surviving partners
We handle both federal and state interpleader actions and are highly experienced in defending rightful beneficiaries and resolving claims through litigation or mediation.
Other Types of Life Insurance Denials We Handle
Accidental Death Denials (AD&D)
We regularly overturn denials based on alleged drug use, risky behavior, or vague policy exclusions.
Lapsed Policy Disputes
Was your claim denied due to nonpayment? We investigate whether proper lapse notices were sent, and whether the grace period requirements were violated.
Application Misrepresentation
Insurers often look for reasons to void a policy based on minor or irrelevant health disclosures. We push back hard with medical and legal evidence.
ERISA Group Policy Denials
If your claim was denied through an employer-provided policy, we know how to navigate the strict timelines and rules under ERISA.
Dallas Neighborhoods and Surrounding Areas We Serve
We work with clients throughout Dallas County and surrounding areas, including:
Downtown Dallas
Uptown
Oak Cliff
Lake Highlands
Preston Hollow
Deep Ellum
University Park
Irving
Mesquite
Garland
Grand Prairie
What You Can Expect From Us
Fast and thorough claim review
Clear communication and updates throughout the process
Aggressive negotiation with insurers
Lawsuit filing and litigation, if needed
No upfront costs
No Fee Unless We Win
You don’t owe us a dime unless we recover money for you. Every case begins with a free consultation.
Call The Lassen Law Firm at 800-330-2274 to speak directly with attorney Christian Lassen.
Written & Reviewed by Christian Lassen, Esq.
National Life Insurance Attorney | 25+ Years Experience
Quoted in The Wall Street Journal (May 17, 2025)
Last reviewed: June 13, 2025
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
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A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
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No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
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The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
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Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
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Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
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Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
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Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
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Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
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No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
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Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
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Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
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Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
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Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
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If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
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Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
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In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
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Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
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Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
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An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
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“My husband didn’t list a prior policy cancellation, and they used that to deny our claim. Lassen Law proved it was irrelevant and unrelated to the cause of death. We received the benefit without a prolonged legal battle.”- Daniel S.
Why The Lassen Law Firm Is Different
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Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
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Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
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Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
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Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.