Chattanooga Life Insurance Lawyer
Christian Lassen, Esq. | Quoted in The Wall Street Journal | 25 Years Experience
In Chattanooga, known as the “Scenic City” for its river views and mountainous skyline, families facing life insurance disputes often find themselves battling large insurance companies that delay or deny valid claims. At The Lassen Law Firm, we help Chattanooga residents resolve denied, delayed, or disputed life insurance claims, including accidental death and dismemberment (AD&D) policies.
Attorney Christian Lassen, Esq. brings more than 25 years of experience focused entirely on life insurance law. With hundreds of millions recovered for clients across the nation, our firm is proud to fight for Chattanooga families when insurers refuse to pay what’s owed.
Why Chattanooga Families Trust The Lassen Law Firm
We Focus Only on Life Insurance
We’re not a general practice firm. Life insurance law is all we do.
Nationwide Legal Reach
We represent clients in all 50 states, including Tennessee workers with employer-based or private policies.
Work Directly with a Senior Attorney
Attorney Christian Lassen personally handles every case from start to finish.
Successes for Tennessee Clients
$710,000 recovered from a denied AD&D claim after a fatal river boating accident near Chattanooga. The insurer cited alcohol use; we proved impairment was not the cause of death.
$645,000 secured from a lapse dispute involving a missed premium following hospitalization. We showed the notice requirements under the policy were not met.
$590,000 settlement for a Chattanooga family wrongly accused of misrepresentation over outdated health information.
Life Insurance Claims We Handle in Chattanooga
AD&D Claim Denials
We fight exclusions based on drug use, criminal activity, or alleged intentional acts.
Policy Lapse Disputes
We evaluate whether the insurer provided all required notices and followed grace period rules under Tennessee law.
Application Misrepresentation Claims
Often insurers deny claims based on inaccurate or outdated disclosures. We challenge those unfair denials.
Beneficiary Conflicts
We help resolve disputes among family members or claims involving ex-spouses and updated wills.
ERISA Life Insurance Denials
If you were denied benefits under a group policy through your employer, we handle federal appeals and lawsuits.
Chattanooga Neighborhoods We Serve
We work with clients throughout Hamilton County, including:
Lookout Mountain
North Shore
East Brainerd
St. Elmo
Signal Mountain
Hixson
Downtown
Red Bank
Missionary Ridge
East Ridge
Whether the policy was purchased individually or provided through a Tennessee employer, we have the experience to get results.
How We Help
Detailed claim review
Aggressive communication with insurers
Federal and state litigation
One-on-one legal guidance every step of the way
No Fee Unless We Win
You pay nothing unless we recover money for you. We offer a free and confidential consultation.
Call The Lassen Law Firm at 800-330-2274 to speak directly with attorney Christian Lassen today.
Written & Reviewed by Christian Lassen, Esq.
National Life Insurance Attorney | 25+ Years of Experience
Quoted in The Wall Street Journal (May 17, 2025)
Last reviewed: Jan 3, 2026
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
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Failing to respond to the lawsuit promptly or trying to defend the case without legal representation.
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Each claimant must prove by a preponderance of evidence that they are entitled to the proceeds.
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Possibly. In some cases, courts award fees to prevailing claimants, especially if bad faith is proven.
Our Clients Speak Volumes
The Right Choice for Your Claim
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“My husband didn’t list a prior policy cancellation, and they used that to deny our claim. Lassen Law proved it was irrelevant and unrelated to the cause of death. We received the benefit without a prolonged legal battle.”- Daniel S.
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“They tried to deny my mom’s claim by referencing a vague exclusion clause. Christian quickly proved the exclusion didn’t apply. What seemed impossible at first became a closed case thanks to their persistence.”- Thomas E.
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“My mom died after a non-traditional medical procedure, and the insurer refused to pay. Lassen Law proved the treatment had nothing to do with the cause of death. They fought like it was their own family involved.”- Emily N.
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“They rejected our claim, saying the treatment my wife was undergoing wasn’t FDA-approved. The Lassen team got expert testimony and proved the procedure wasn’t the cause of death. That made all the difference.”- Anthony J.
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“I was told the life insurance policy had lapsed due to unpaid premiums. But Christian Lassen's team proved the company had failed to send proper notice. They fought back and got the policy reinstated retroactively. I’m incredibly grateful.”- James L.
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“They said my brother’s death during a jet ski accident wasn’t covered because it was a high-risk activity. Lassen Law Firm carefully reviewed the policy and forced the insurer to pay up. Their legal arguments were rock solid.”- Laura P.
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“The insurer said there was a misstatement in the application and flat-out denied the claim. I contacted the Lassen Law Firm, and they immediately launched a legal challenge. In the end, they got the full benefit paid without me even stepping into a courtroom.”- Karen D.
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“We were told the policy lapsed before my mother died. But we had receipts showing otherwise. Lassen Law Firm used them to force the company to honor the contract. They don’t mess around.”- David K.
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“They accused my husband of intentionally misleading the insurer about a health issue. I was devastated. The Lassen team gathered the medical history, showed it was an honest mistake, and forced a reversal of the denial.”- Maria G.
Why The Lassen Law Firm Is Different
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Proven National Results
With over two decades of exclusive focus on life insurance litigation, we’ve helped thousands of families recover wrongfully denied benefits. Our reputation for fast, strategic resolutions has made us a trusted national resource for complex claim disputes.
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Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
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Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
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Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.
