Nashua Life Insurance Lawyer
In Nashua, a vibrant city known for its picturesque parks, rich industrial history, and welcoming community, families facing denied, delayed, or disputed life insurance claims often find themselves overwhelmed by complex insurance processes. At The Lassen Law Firm, we handle life insurance cases exclusively, helping Nashua residents recover the benefits their loved ones intended them to receive.
Attorney Christian Lassen, Esq., has over 25 years of experience focused solely on life insurance law. With hundreds of millions recovered nationwide, he provides direct, personalized legal representation for every client.
Why Nashua Residents Choose The Lassen Law Firm
Life Insurance Focus – We don’t handle car accidents or slip and falls. Life insurance law is all we do.
Nationwide Reach – We serve clients in all 50 states, including those with policies governed by New Hampshire law.
Work Directly With an Attorney – You’ll work one-on-one with Christian Lassen from consultation to resolution.
Recent Victories for Northeastern Clients
$730,000 in an AD&D claim after the insurer denied payment due to alleged drug use
$645,000 recovered after a lapse dispute revealed improper premium notices
$620,000 secured for a Nashua-area family after a denial based on inaccurate health records was reversed
We Handle All Types of Life Insurance Disputes
Accidental death exclusions for alcohol, drugs, or risky behavior
Lapse-related denials involving grace period errors or billing issues
Application misrepresentation disputes over outdated or minor disclosures
Beneficiary conflicts involving multiple claims or ex-spouses
Employer-provided ERISA life insurance denials
Areas We Serve Around Nashua
Including:
Downtown Nashua
French Hill
South End
North End
Broad Street Parkway
Amherst Street Corridor
Hollis and Merrimack (neighboring communities)
Whether your policy was purchased individually or through a New Hampshire employer, we have the experience and dedication to help you win your case.
What You Can Expect
Free initial consultation
No fee unless we win
Hands-on legal representation
Clear communication and support throughout your case
Call The Lassen Law Firm Today
To speak directly with attorney Christian Lassen, call 800-330-2274. We’ll review your case, explain your options, and begin the fight for your full benefit.
Written & Reviewed by Christian Lassen, Esq.
National Life Insurance Attorney | 25+ Years of Experience
Quoted in The Wall Street Journal (May 17, 2025)
Last reviewed: June 13, 2025
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
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A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
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No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
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The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
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Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
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Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
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Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
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Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
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Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
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No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
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Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
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Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
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Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
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Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
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If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
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Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
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In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
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Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
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Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
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An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
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“They alleged policy fraud and said they wouldn’t pay. But Christian Lassen’s firm uncovered emails showing the insurer had approved everything months earlier. They settled the case quietly and quickly once the truth came out.”- Linda T.
Why The Lassen Law Firm Is Different
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Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
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Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
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Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
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Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.