Life Insurance Lawyer Fort Wayne Indiana
We will fight your denied life insurance claim, and win! You need a life insurance lawyer Indiana
What is a Waiver of Monthly Deductions Rider with respect to a life insurance policy, and what are some reasons for a denied claim?
A Waiver of Monthly Deductions Rider is an additional feature that can be added to a life insurance policy to waive the monthly premium payments if the policyholder becomes disabled and unable to work. This rider is designed to protect the policyholder's life insurance coverage during a period of disability when they are unable to earn an income.
Reasons for a denied claim with a Waiver of Monthly Deductions Rider may include:
- The policyholder did not meet the definition of "disability" as defined in the rider. The policy may require that the policyholder be unable to work in their current occupation or any occupation, depending on the terms of the rider.
- The policyholder did not provide adequate medical documentation to support their disability claim.
- The policyholder's disability was caused by a condition that was excluded from coverage under the policy or rider.
- The policyholder did not notify the insurance company of their disability within the required timeframe specified in the rider.
- The policyholder returned to work before the end of the waiting period specified in the rider.
- The policyholder did not pay their premiums during the waiver period, and the policy lapsed.
- The policyholder's disability was the result of a pre-existing condition that was excluded from coverage under the policy or rider.
- The policyholder engaged in fraudulent or criminal activities that caused their disability.
- The policyholder's disability was the result of a self-inflicted injury or suicide attempt.
- The policyholder's disability was the result of a war or act of terrorism, which may be excluded from coverage under the policy or rider.
Fort Wayne Indiana Denied Life Insurance Claims Recently Resolved
- Shooting death felony exclusion insurance claim $64,000.00
- SGLI ARMY dispute beneficiaries $400,000.00
- Lincoln Heritage COVID 19 fatality declined $132,000.00
- Fort Wayne Indiana denied life insurance claim $700,000.00
- Indiana interpleader action won $310,000.00
- Western and Southern life insurance claim $76,000.00
- Stonebridge delay due to medical records $65,000.00
- Fort Wayne Indiana accidental death & dismemberment $38,000.00
- Sierra Life autoerotic asphyxiation disputed claim $308,000.00
- American Family beneficiary dispute $205,000.00
- Global Atlantic insurance claim won $44,000.00
- Columbian Mutual contestable period $50,000.00
- Ethos Life coronavirus death lawsuit $110,000.00
- Wilton Life insurance claim resolved $28,000.00
Contact us today