Newport News Life Insurance Lawyer
In Newport News, a city defined by its rich maritime history, vibrant shipbuilding industry, and scenic waterfronts, navigating life insurance claims can still become an overwhelming burden, especially when benefits are unfairly delayed or denied. At The Lassen Law Firm, we represent clients in Newport News and throughout the country, helping families recover the money they are rightfully owed.
Whether you're near City Center at Oyster Point, the peaceful Mariners' Museum Park, or anywhere in Newport News City, we offer experienced legal guidance and relentless advocacy. We serve clients in all 50 states and handle every type of life insurance claim and dispute.
Beneficiary Disputes in Newport News
Many life insurance claims become contentious when multiple parties assert the right to the policy proceeds. If you're facing:
Conflicting beneficiary designations
Challenges by an ex-spouse or estranged relative
Forged or coerced changes to the policy
Disputes involving minor children or estates
Our firm knows how to resolve these cases quickly and successfully.
We Also Handle:
Denied claims for alleged misrepresentation
Lapsed policy disputes
Accidental death and suicide clause denials
Delayed payouts with no clear explanation
We fight back against every excuse insurers use to avoid paying.
Recent Case Results
$1,000,000 recovered after a Newport News father was wrongfully excluded by a forged beneficiary change
$400,000 secured for adult children after a policy was denied due to alleged misstatement of medical history
$250,000 paid following insurer delay based on “inconclusive death investigation”
Why Choose The Lassen Law Firm
25+ years of exclusive focus on life insurance law
Clients served in all 50 states
No fee unless we win
Nationally quoted and recognized for life insurance litigation
Fast, aggressive representation with proven results
Contact us now for a free consultation.
Written & Reviewed by Christian Lassen, Esq.
Nationally Recognized Life Insurance Lawyer
Quoted in The Wall Street Journal (May 17, 2025)
25 Years Experience | Hundreds of Millions Recovered
Last reviewed: June 13, 2025 | Call 800-330-2274
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
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A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
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No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
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The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
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Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
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Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
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Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
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Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
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Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
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No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
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Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
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Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
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Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
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Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
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If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
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Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
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In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
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Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
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Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
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An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
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“They alleged policy fraud and said they wouldn’t pay. But Christian Lassen’s firm uncovered emails showing the insurer had approved everything months earlier. They settled the case quietly and quickly once the truth came out.”- Linda T.
Why The Lassen Law Firm Is Different
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Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
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Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
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Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
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Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.