Alexandria Life Insurance Lawyer
In Alexandria, a historic city known for its cobblestone streets, vibrant arts culture, and scenic waterfront along the Potomac River, navigating life insurance claims can still be a frustrating and overwhelming process especially when benefits are unfairly delayed or denied. At The Lassen Law Firm, we help families and individuals in Alexandria and nationwide recover the life insurance money they are rightfully owed.
Whether you're near Old Town, the peaceful Mount Vernon Trail, or anywhere across the city, we provide trusted legal representation with personalized attention. Our firm serves clients in all 50 states and handles life insurance disputes of every kind.
Beneficiary Disputes in Alexandria
Disagreements over who is entitled to the life insurance proceeds are increasingly common. We represent clients in cases involving:
Multiple people claiming to be the rightful beneficiary
Forged or contested beneficiary changes
Disputes involving ex-spouses or estranged relatives
Claims denied due to conflicting designations or outdated forms
Our attorneys resolve these complex disputes efficiently and aggressively.
We Also Handle:
Denials based on alleged misrepresentation
Lapse and non-payment disputes
Accidental death and suicide exclusions
Delays with no justification
We take on the life insurance companies—and win.
Recent Case Results
$1,200,000 recovered in a Virginia beneficiary dispute involving competing family members
$375,000 secured for a widow after the insurer claimed misrepresentation in the application
$500,000 paid after delay tactics tied to an alleged foreign death investigation
Why Choose The Lassen Law Firm
Representing clients in all 50 states
25+ years focused solely on life insurance claims
No fees unless we win your case
Nationally quoted and trusted
Fast action and proven results
Call us today for a free consultation.
Written & Reviewed by Christian Lassen, Esq.
Nationally Recognized Life Insurance Lawyer
Quoted in The Wall Street Journal (May 17, 2025)
25 Years Experience | Hundreds of Millions Recovered
Last reviewed: June 13, 2025 | Call 800-330-2274
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
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A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
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No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
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The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
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Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
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Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
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Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
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Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
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Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
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No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
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Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
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Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
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Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
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Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
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If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
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Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
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In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
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Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
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Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
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An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
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“The insurer said my wife’s death was suicide and refused to pay, citing a policy exclusion. I knew that wasn’t true. The team at Lassen Law proved the exclusion period had ended. They handled everything and got me justice.”- Robert S.
Why The Lassen Law Firm Is Different
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Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
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Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
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Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
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Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.