Life Insurance Lawyer San Diego California

1. Death resulting from a dangerous activity: Some life insurance policies may exclude coverage for deaths resulting from dangerous activities such as skydiving, bungee jumping, or extreme sports.

2. Suicide or self-inflicted injury: Many life insurance policies have a suicide clause that limits or denies coverage if the insured dies by suicide within a certain period after the policy is issued.

3. War or acts of terrorism: Some life insurance policies may exclude coverage for death resulting from war or acts of terrorism.

4. Criminal activity: Some policies may exclude coverage for death resulting from criminal activity, such as homicide or drug use.

5. Misrepresentation or fraud: If the insured misrepresented or failed to disclose important information about their health or lifestyle on their life insurance application, the policy may be voided or the claim may be denied.

It is important to review the terms and conditions of a life insurance policy carefully and understand any exclusions or limitations that may affect coverage. If there is any confusion or uncertainty about the policy language, it may be helpful to consult with an attorney who specializes in life insurance law.