Fort Worth Life Insurance Lawyer
In Fort Worth, the “City of Cowboys and Culture,” known for its deep Texas roots, Western traditions, and thriving arts scene, families dealing with life insurance disputes often find themselves facing powerful insurance companies that delay, deny, or try to avoid paying benefits. At The Lassen Law Firm, we help Fort Worth residents overcome unfair claim denials and resolve complex legal issues like accidental death claims, beneficiary disputes, and interpleader lawsuits.
Led by nationally recognized attorney Christian Lassen, Esq., our firm brings over 25 years of experience in life insurance law only. We’ve recovered hundreds of millions of dollars for clients across the country, and we stand ready to help families in Fort Worth protect what’s rightfully theirs.
Why Fort Worth Families Choose The Lassen Law Firm
Laser-Focused on Life Insurance
We don’t handle car accidents or divorces. Our sole focus is getting life insurance benefits paid.
Winning Nationwide, Active in Texas
We assist clients with private policies and ERISA group plans across all 50 states, including throughout Tarrant County.
Work Directly With a Top-Rated Attorney
You’ll speak directly with Christian Lassen not a case manager or junior associate.
Recent Case Highlights from Texas
$915,000 Recovered for a Fort Worth widow after a group policy was wrongfully terminated during her spouse’s medical leave. We proved the employer failed to provide COBRA notification.
$685,000 Won in an accidental death case denied based on a prescription drug exclusion. We demonstrated the medication did not contribute to the accident.
$570,000 Secured in a disputed claim between two ex-spouses. We used deposition testimony and policy documents to show the rightful beneficiary.
Beneficiary Disputes and Interpleader Lawsuits in Fort Worth
Many Fort Worth residents find themselves caught in painful legal disputes when more than one person claims the life insurance money. When that happens, insurers often file interpleader lawsuits, legal actions where the company deposits the funds with the court and lets the beneficiaries fight it out.
We represent clients in all types of beneficiary-related life insurance litigation, including:
Disputes between current and former spouses
Claims involving unsigned or outdated beneficiary forms
Legal conflicts involving adult children, stepchildren, or unnamed dependents
Interpleader actions filed in federal or Texas state court
Divorce decree conflicts under Texas Family Code §9.301
If you’ve received notice of a life insurance dispute or been named in an interpleader, call us immediately. Delay could cost you your rightful share.
Other Types of Fort Worth Life Insurance Cases We Handle
Accidental Death & Dismemberment (AD&D) Denials
We challenge exclusions involving alleged criminal activity, intoxication, or rule violations when they don’t meet legal standards.
Lapsed Policy Denials
We investigate whether insurers provided proper grace period notices and comply with Texas insurance law before denying based on lapse.
Application Misrepresentation Allegations
We defend claims wrongly denied due to so-called misstatements about medical history or lifestyle, especially years after the fact.
ERISA Group Policy Claims
If the life insurance was provided through a Fort Worth employer, we handle all administrative appeals and federal lawsuits under ERISA.
Areas We Serve in and Around Fort Worth
Stockyards
Sundance Square
Arlington Heights
Southside
Tanglewood
Benbrook
North Fort Worth
Ridglea
Keller
Haltom City
White Settlement
Lake Worth
What You Can Expect With The Lassen Law Firm
Nationally recognized life insurance litigation
Responsive communication and clear guidance
Full investigation and legal strategy development
No out-of-pocket fees—we only get paid if you win
Call The Lassen Law Firm at 800-330-2274 to speak directly with attorney Christian Lassen today.
Written & Reviewed by Christian Lassen, Esq.
National Life Insurance Attorney | 25+ Years of Experience
Quoted in The Wall Street Journal (May 17, 2025)
Last reviewed: June 13, 2025
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
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A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
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No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
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The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
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Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
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Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
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Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
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Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
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Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
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No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
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Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
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Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
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Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
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Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
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If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
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Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
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In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
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Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
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Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
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An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
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“They tried to deny my mom’s claim by referencing a vague exclusion clause. Christian quickly proved the exclusion didn’t apply. What seemed impossible at first became a closed case thanks to their persistence.”- Thomas E.
Why The Lassen Law Firm Is Different
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Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
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Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
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Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
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Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.