Life Insurance Lawyer Fort Wayne In
"Life Insurance Lawyers for Fort Wayne, IN – The Lassen Law Firm" In Fort Wayne, a city that combines rich history with a strong sense of community, navigating life insurance claims can still be a complex and stressful experience—particularly when benefits are unfairly delayed or denied. At The Lassen Law Firm, we are dedicated to helping families and individuals in Fort Wayne secure the financial protection they deserve. Whether you’re near the picturesque Rivergreenway, the bustling downtown area, or anywhere across Allen County, we provide trusted legal expertise and personalized support to guide you through every step of the claims process. Our experienced and trusted Indiana life insurance lawyers are here to help.
With a nationwide reputation for recovering hundreds of millions in life insurance claims, The Lassen Law Firm delivers relentless advocacy, compassionate care, and proven results for Fort Wayne residents seeking justice in their insurance disputes.
2025 Fort Wayne Indiana Denied Life Insurance Claims
- Shooting death felony exclusion insurance claim $64,000.00
- SGLI ARMY dispute beneficiaries $400,000.00
- Lincoln Heritage COVID 19 fatality declined $132,000.00
- Fort Wayne Indiana denied life insurance claim $700,000.00
- Indiana interpleader action won $310,000.00
- Western and Southern life insurance claim $76,000.00
- Stonebridge delay due to medical records $65,000.00
- Fort Wayne Indiana accidental death & dismemberment $38,000.00
- Sierra Life autoerotic asphyxiation disputed claim $308,000.00
- American Family beneficiary dispute $205,000.00
- Global Atlantic insurance claim won $44,000.00
- Columbian Mutual contestable period $50,000.00
- Ethos Life coronavirus death lawsuit $110,000.00
- Wilton Life insurance claim resolved $28,000.00
Questions about life insurance claims in Fort Wayne
What do I do if my life insurance claim in Fort Wayne was denied?
You need a top Fort Wayne life insurance lawyer to represent you. Having legal counsel increases your chances of overturning an unfair denial and securing the benefits you deserve.
What do I do if I was served with a life insurance interpleader lawsuit in Fort Wayne?
You don't want to jeopardize your case. You should immediately hire a top Fort Wayne life insurance attorney to defend your rights and claim your rightful share of the proceeds.
What do I do if I have a life insurance beneficiary dispute in Fort Wayne?
Our top Fort Wayne life insurance law firm can represent you in contested beneficiary cases, helping you gather evidence and pursue your claim through negotiations or court.
Why would an accidental death and dismemberment (AD&D) life insurance claim be denied in Fort Wayne?
AD&D claims are often denied because insurers argue the death resulted from a medical event, not an accident, or due to exclusions related to alcohol or drug involvement.
What do I do about a bad faith ERISA life insurance denial of death benefits in Fort Wayne?
Since you generally only have one appeal under ERISA, it’s critical to have our experienced Fort Wayne attorneys handle it properly to maximize your chances of success.
Can a life insurance claim be denied in Fort Wayne if the death certificate lists "pending" as the cause of death?
Yes, temporarily. Insurers may delay payment until the final cause is determined. Once clarified, they must proceed unless a policy exclusion applies.
What happens if the Fort Wayne insurer claims the life insurance policy lapsed without sending proper notice?
Indiana law requires insurers to provide written lapse notice. If no proper notice was given, the policy may still be active, and any denial can be challenged.
Can a life insurance claim be denied in Fort Wayne because the policyholder died outside Indiana?
No. Life insurance covers deaths regardless of location unless a rare geographic exclusion is stated in the policy.
What if the Fort Wayne policyholder changed the beneficiary to a caregiver shortly before death?
Such last-minute changes can be contested if there is evidence of undue influence, coercion, or lack of mental capacity at the time the change was made.
Are life insurance proceeds subject to probate in Fort Wayne?
No, if a named beneficiary exists. The funds go directly to the beneficiary and are generally protected from estate creditors in Indiana.
Can a life insurance claim in Fort Wayne be denied for suicide?
Only if the suicide occurred within the policy’s two-year exclusion window. After two years, suicide must be treated the same as any other cause of death.
What should I do if the Fort Wayne life insurance company refuses to communicate after a claim is filed?
You should document your communications and consider filing a complaint with the Indiana Department of Insurance. You may also have grounds for a bad faith lawsuit.
Can a life insurance policy in Fort Wayne be voided for undisclosed minor medical treatments?
Only if the omission was material to the underwriting decision and the death occurred during the contestability period. Minor, unrelated treatments typically do not justify denial.
What happens if a Fort Wayne employer deducted premiums but never activated the group life insurance policy?
The employer could be liable for negligent misrepresentation. Our law firm can help you pursue the death benefit directly from the employer if appropriate.
Can a minor be named as a life insurance beneficiary in Fort Wayne?
Yes, but a guardian or trustee must manage the proceeds until the child reaches the age of majority. Insurers will not pay large sums directly to minors.
What happens if two people claim to be the rightful beneficiary of a Fort Wayne life insurance policy?
The insurer may file an interpleader lawsuit in Allen County court, and a judge will decide who is entitled to the death benefit.
Can a handwritten note override the official beneficiary designation in Fort Wayne?
No. Only formal beneficiary changes submitted to and accepted by the insurer before death are legally valid under Indiana law.
Can a life insurance claim in Fort Wayne be delayed indefinitely by the insurer?
No. Indiana law requires insurers to process claims promptly once all necessary documents are submitted. Excessive delays may constitute bad faith.
Can a Fort Wayne life insurance claim be denied if the insured forgot to disclose prior counseling sessions?
Only if the counseling was material to risk evaluation and the death occurred within the contestability period. Otherwise, denial could be challenged.
How long does a life insurance company have to pay a claim in Fort Wayne?
Typically, once all documents are submitted, insurers must pay within 30 to 60 days. Unreasonable delays could lead to regulatory complaints or lawsuits for bad faith.
For more information on insurance regulations and consumer protections in Indiana, you can visit the Indiana Department of Insurance or explore nationwide insurance resources through the National Association of Insurance Commissioners (NAIC).