Fort Wayne Life Insurance Lawyer
In Fort Wayne, where a strong community spirit meets historic neighborhoods and thriving industry, life insurance should provide peace of mind not legal headaches. But when claims are unfairly denied or delayed, the burden on grieving families can be overwhelming. At The Lassen Law Firm, we represent Fort Wayne residents facing complex life insurance disputes, and we win.
From the scenic Rivergreenway to North Anthony, Waynedale, and across Allen County, we offer attorney-led representation focused solely on life insurance cases. With over 25 years of experience and hundreds of millions recovered nationwide, we bring national firepower and local attention to every client.
Why Fort Wayne Clients Trust The Lassen Law Firm
We Exclusively Handle Life Insurance Disputes
Our entire firm is dedicated to fighting claim denials, this isn’t one of many practice areas, it’s the only one.
Direct Representation by Attorney Christian Lassen
You’ll never be passed to a junior associate or a call center. You work directly with a nationally recognized attorney.
Serving All 50 States
Whether your policy is private, employer-sponsored (ERISA), or through a federal program like FEGLI or SGLI, we have you covered.
No Fees Unless We Win
We don’t charge anything unless we recover benefits for you.
Common Life Insurance Denials We Handle in Fort Wayne
Accidental Death (AD&D) Denials
We challenge denials involving exclusions for drug use, criminal activity, or risky behavior with evidence and expert support.
Lapse or Nonpayment Disputes
Many insurers claim a policy lapsed without sending proper notice or honoring grace periods. We force them to prove it.
Misrepresentation Accusations
Claims denied due to minor or irrelevant application errors are common. We challenge these with documentation and expert input.
Contested Beneficiaries and Interpleaders
Whether you’re facing opposition from another party or dealing with outdated paperwork, we fight for your rightful share.
Government and Military Life Insurance
We help Fort Wayne’s veterans and federal employees resolve disputes involving FEGLI, SGLI, and VGLI policies.
Recent Life Insurance Recoveries in Indiana
$402,000 recovered for a beneficiary after a denied AD&D claim near Fort Wayne’s Lakeside neighborhood
$189,000 secured in a lapse dispute after the insurer failed to follow Indiana’s notice procedures
$98,000 paid following resolution of a beneficiary contest involving a handwritten policy change in the Aboite area
Fort Wayne Areas We Serve
Downtown Fort Wayne
North Anthony
Waynedale
Southwood Park
West Central
Aboite Township
Arlington Park
Pine Valley
New Haven
Huntertown
All of Allen County
What to Expect from Our Firm
Fast, free claim evaluations
Policy and denial letter review
Transparent communication with your attorney
Aggressive appeals and litigation when necessary
Denied a Life Insurance Claim in Fort Wayne? We’re Ready to Fight
Life insurance companies don’t make it easy. We make sure they don’t get away with it. If your loved one’s policy was denied or delayed, contact The Lassen Law Firm today to take action.
Call 800-330-2274 or fill out our secure contact form for a free consultation.
Written & Reviewed by Christian Lassen, Esq.
National Life Insurance Attorney | 25+ Years Experience
Quoted in The Wall Street Journal (May 17, 2025)
Last reviewed: June 12, 2025 | Contact: 800-330-2274
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
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A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
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No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
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The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
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Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
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Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
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Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
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Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
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Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
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No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
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Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
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Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
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Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
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Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
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If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
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Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
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In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
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Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
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Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
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An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
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“We were told the policy lapsed before my mother died. But we had receipts showing otherwise. Lassen Law Firm used them to force the company to honor the contract. They don’t mess around.”- David K.
Why The Lassen Law Firm Is Different
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Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
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Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
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Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
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Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.