Hialeah Life Insurance Lawyer
In Hialeah, where tradition, family values, and resilience define the community, a denied life insurance claim can create unnecessary hardship during already difficult times. At The Lassen Law Firm, we help Hialeah families take on the insurance companies that delay or deny payouts unfairly. Our firm focuses solely on life insurance disputes, and we bring powerful legal knowledge and national experience to every case.
Attorney Christian Lassen has over 25 years of experience in life insurance litigation and has helped clients recover hundreds of millions in denied claims. Whether you're facing a denial related to a lapse, misrepresentation, or a contested beneficiary designation, we offer personalized support and aggressive representation to help you get paid.
Why Hialeah Families Choose The Lassen Law Firm
We only handle denied life insurance claims
Every case is led by an experienced attorney, not staff
No fee unless we recover your benefits
Deep experience with Florida laws and insurer practices
National results with local commitment
We Help With All Types of Life Insurance Disputes in Hialeah
Lapse or Nonpayment Claims
We investigate whether required notices were sent and if grace periods were followed. Florida law gives you rights most insurers don’t mention.
Accidental Death Denials (AD&D)
Insurers often cite exclusions for intoxication or criminal activity. We fight those denials with medical, legal, and factual analysis.
Misrepresentation Allegations
If the insurer claims your loved one misstated something on their application, we evaluate whether it’s even relevant to the cause of death or legally material.
Beneficiary Disputes and Interpleaders
We resolve cases where multiple people claim the payout or changes were made under questionable circumstances.
Federal and Group Life Insurance Policies
We represent Hialeah clients in claims under FEGLI, SGLI, VGLI, and employer-provided ERISA plans.
Recent Life Insurance Case Results in South Florida
$432,000 recovered for a Hialeah Gardens family after a denied claim citing nonpayment. We proved the notice was never mailed as required under Florida law.
$179,000 secured for a client near Amelia Earhart Park after a disputed intoxication-related AD&D denial. Expert reports confirmed the exclusion didn’t apply.
$268,000 obtained after a beneficiary dispute involving a last-minute change was reversed in court.
Areas We Serve in and Around Hialeah
We assist clients throughout the Hialeah region, including:
West Hialeah
Hialeah Gardens
Palm Springs Estates
Miami Lakes
East Hialeah
Red Road Commons
Amelia District
Gratigny
Babcock Park Area
Palm Avenue Corridor
If your claim was denied anywhere in Miami-Dade County, we’re ready to help.
What You Can Expect From Our Firm
Thorough claim review and legal strategy
Direct access to an experienced life insurance attorney
Appeals, negotiations, and litigation when necessary
No fees unless and until we recover for you
Denied a Life Insurance Claim in Hialeah? Let Us Fight for You
Don't face the insurance company alone. We know their tactics and how to beat them. Contact The Lassen Law Firm today for a free, no-pressure consultation. We’ll evaluate your case and tell you exactly how we can help.
Call 800-330-2274 or submit our contact form now to speak directly with attorney Christian Lassen.
Written & Reviewed by Christian Lassen, Esq.
National Life Insurance Attorney | 25+ Years of Experience
Quoted in The Wall Street Journal (May 17, 2025)
Last reviewed: June 11, 2025
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
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A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
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No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
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The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
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Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
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Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
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Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
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Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
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Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
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No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
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Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
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Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
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Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
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Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
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If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
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Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
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In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
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Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
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Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
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An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
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“They alleged policy fraud and said they wouldn’t pay. But Christian Lassen’s firm uncovered emails showing the insurer had approved everything months earlier. They settled the case quietly and quickly once the truth came out.”- Linda T.
Why The Lassen Law Firm Is Different
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Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
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Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
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Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
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Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.