Stamford Life Insurance Lawyer
In Stamford, where corporate headquarters and coastal neighborhoods sit side by side, families trust life insurance to provide stability during life’s most difficult moments. But when claims are denied or delayed, that trust can be quickly shaken. At The Lassen Law Firm, we represent Stamford residents in life insurance disputes and work aggressively to recover the benefits they’re owed.
Attorney Christian Lassen brings over 25 years of national experience and a singular focus on life insurance litigation. Whether your case involves a denied accidental death benefit, a policy lapse dispute, or a contested beneficiary, we know the strategies insurers use, and how to overcome them.
Why Clients in Stamford Turn to The Lassen Law Firm
Life Insurance Is All We Do
Our exclusive focus means we know this area of law inside and out from contestability to ERISA plans to federal benefit disputes.
Direct Access to a Veteran Attorney
Every client works directly with Christian Lassen, a nationally recognized lawyer with hundreds of millions in claim recoveries.
No Fee Unless We Win
Our success is tied to yours. If we don’t recover your life insurance benefits, you owe us nothing.
Common Life Insurance Denials in Stamford We Handle
Accidental Death & Dismemberment (AD&D)
Denials often hinge on alcohol, drug use, or “high-risk activity.” We break down the facts and challenge misuse of policy language.
Policy Lapse Allegations
We examine payment records, notice timing, and grace period compliance to determine if a lapse was valid.
Misrepresentation Accusations
Many claims are denied during the contestability period based on irrelevant or exaggerated details from the application.
Beneficiary Disputes & Interpleader Actions
From last-minute changes to family conflict, we resolve competing claims and enforce rightful designations.
Employer & Federal Policies (ERISA, FEGLI, SGLI)
We navigate complex administrative appeals, enrollment errors, and procedural issues that often arise in group coverage.
Recent Case Results Near Stamford
$295,000 paid to a Cove neighborhood widow after an insurer denied coverage based on a contested beneficiary form. We proved the change was invalid.
$410,000 recovered for a Shippan couple after a lapse dispute caused by a billing error. We forced reinstatement and payout.
$108,000 secured for a North Stamford client after a group life claim was denied under ERISA due to missed paperwork. We overturned the decision on appeal.
Neighborhoods and Areas We Serve in Stamford
We assist clients throughout Stamford and the surrounding communities, including:
Downtown Stamford
Shippan
Cove
Springdale
West Side
Glenbrook
North Stamford
South End
Turn of River
Waterside
Ridgeway
East Side
Belltown
Whether your claim involves a private insurer, an employer-sponsored policy, or a federal life insurance plan, we are prepared to fight for your rights.
Here’s What to Expect
Immediate case review at no cost
Clear legal guidance on your claim
Appeals, negotiations, and litigation handled in-house
No legal fees unless we win
If Your Life Insurance Claim Was Denied in Stamford, Contact Us Now
Don’t wait. A denied claim doesn’t mean the end, it’s the beginning of your legal fight. Call The Lassen Law Firm at 800-330-2274 or complete our short contact form for a free consultation today.
Written & Reviewed by Christian Lassen, Esq.
National Life Insurance Attorney | 25+ Years of Experience
Quoted in The Wall Street Journal (May 17, 2025)
Last reviewed: June 11, 2025
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
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A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
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No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
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The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
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Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
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Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
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Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
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Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
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Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
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No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
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Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
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Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
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Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
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Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
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If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
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Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
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In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
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Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
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Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
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An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
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“After waiting months with no payout, the insurer claimed we hadn’t submitted the right paperwork. The Lassen Law Firm took over, gathered the necessary forms, and pushed the claim through in under three weeks. Efficient and professional from start to finish.”- Michael H.
Why The Lassen Law Firm Is Different
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Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
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Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
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Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
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Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.