New Haven Life Insurance Lawyer
In New Haven, where history, education, and culture intersect, families rely on life insurance to provide financial protection during difficult times. But when claims are denied or delayed, the security a policy was meant to offer can vanish overnight. At The Lassen Law Firm, we represent New Haven residents in life insurance disputes and work to recover the benefits they’re owed.
With more than 25 years of experience and hundreds of millions recovered nationwide, attorney Christian Lassen leads a firm that handles only life insurance cases. Whether your issue involves an accidental death denial, a lapse dispute, or a contested beneficiary, we know how to challenge insurers and win results.
Why New Haven Clients Choose The Lassen Law Firm
We Only Handle Life Insurance Cases
This singular focus gives us unmatched experience in contestability challenges, ERISA plans, federal policies, and bad faith denials.
Nationwide Reach, Local Support
Our legal strategies are customized to fit Connecticut law and New Haven-specific issues, while drawing from national-level litigation success.
You Work Directly with an Attorney
Every client receives one-on-one attention from Christian Lassen, not a junior associate or case manager.
Life Insurance Claim Disputes We Handle in New Haven
Accidental Death & Dismemberment (AD&D) Denials
We dispute denials involving intoxication, criminal exclusions, or unclear causes of death.
Policy Lapse or Termination
We examine whether notice requirements under Connecticut law were properly followed.
Misrepresentation Allegations
Many denials under the contestability clause are based on irrelevant or inaccurate details. We push back with legal and factual clarity.
Contested Beneficiaries and Interpleaders
We represent rightful claimants when insurers refuse to pay due to family conflict or recent beneficiary changes.
Federal and Employer-Sponsored Plans
From SGLI and FEGLI to group life insurance plans governed by ERISA, we know how to navigate complex appeals.
Recent Connecticut Results
$212,000 recovered for a Westville family after an AD&D claim was denied due to a pre-existing condition exclusion. We proved the death was unrelated.
$498,000 obtained for a Yale employee’s widow after an employer failed to process enrollment. We held the plan accountable under ERISA.
$135,000 secured for a claimant in the Hill neighborhood after a policy was wrongly terminated for nonpayment during hospitalization.
New Haven Areas We Serve
Our life insurance attorneys assist clients across the city, including:
Downtown
East Rock
Westville
Wooster Square
Fair Haven
Hill
Dwight
Long Wharf
Beaver Hills
Amity
Quinnipiac Meadows
Prospect Hill
Whether your insurer is denying a claim over vague exclusions or delaying payment without reason, we have the experience to act quickly and strategically.
What You Can Expect
Prompt, free case evaluation
Careful review of your policy and denial letter
Appeals filed with insurers and government agencies
Litigation in Connecticut or federal court when necessary
No out-of-pocket costs unless we win your case
If Your Life Insurance Claim Was Denied in New Haven, We’re Ready to Help
Don’t let an insurance company decide your future. The Lassen Law Firm fights for beneficiaries throughout New Haven and across Connecticut. Call 800-330-2274 today to speak directly with attorney Christian Lassen and begin your free case evaluation.
Written & Reviewed by Christian Lassen, Esq.
National Life Insurance Attorney | 25+ Years of Experience
Quoted in The Wall Street Journal (May 17, 2025)
Last reviewed: June 11, 2025
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
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A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
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No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
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The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
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Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
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Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
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Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
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Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
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Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
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No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
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Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
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Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
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Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
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Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
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If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
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Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
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In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
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Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
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Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
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An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
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“They tried to connect my father’s death to an undisclosed pre-existing condition. Christian's firm reviewed the full medical file and showed it had no bearing. Within a month, we had the check.”- Susan B.
Why The Lassen Law Firm Is Different
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Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
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Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
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Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
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Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.