Bridgeport Life Insurance Lawyer
Christian Lassen, Esq. | Quoted in The Wall Street Journal | 25 Years Experience
Families in Bridgeport often rely on life insurance connected to long-term employment, union backed group plans, or federal benefits earned over decades of work. When a death occurs, insurers sometimes respond not with payment, but with technical defenses, record disputes, or claims that coverage ended before death. Many families contact us only after receiving a denied life insurance claim that cites reasons they have never encountered before.
The Lassen Law Firm represents Bridgeport families and others across Connecticut life insurance disputes involving private policies, employer sponsored group coverage, and federal benefit programs. Our practice is devoted exclusively to life insurance law.
Attorney Christian Lassen, Esq. has more than 25 years of experience handling life insurance litigation nationwide and has been quoted by The Wall Street Journal on insurance related legal issues. Clients work directly with him from initial review through appeal or litigation.
Why Life Insurance Claims in Bridgeport Are Frequently Denied
Life insurance disputes arising from Bridgeport often involve:
Employer sponsored group policies tied to manufacturing, healthcare, or municipal work
Alleged policy lapses following job changes, layoffs, or medical leave
Beneficiary changes made late in life or during periods of declining capacity
Accidental death investigations relying on broad exclusions
Federal policies denied due to missing or incomplete records
Insurers often rely on administrative defenses rather than addressing whether coverage existed at the time of death.
How Bridgeport Life Insurance Disputes Are Decided
Many Bridgeport claims are governed by federal law when coverage is provided through an employer or government program. ERISA and federal benefit claims follow strict procedural rules that limit what evidence can be considered if deadlines are missed.
Understanding how and when evidence must be submitted is often the difference between recovery and permanent denial.
Examples of Bridgeport Life Insurance Disputes We Have Resolved
A Black Rock family denied benefits after an insurer claimed a policy lapsed without notice. Billing and notice records supported recovery under a life insurance claim denied due to lapse challenge.
A beneficiary dispute near Seaside Park where a last minute designation was challenged based on capacity. Evidence supported recovery through a life insurance beneficiary dispute strategy.
A federal policy denial involving incomplete employment records. Administrative advocacy supported recovery under a denied FEGLI claim review.
These examples reflect common insurer defenses and how they are challenged rather than guaranteed outcomes.
The Types of Life Insurance Claims We Handle for Bridgeport Families
Accidental Death and Dismemberment Claims
We litigate denied AD&D claims involving alleged intoxication, criminal exclusions, or disputed causes of death.
Policy Lapse and Nonpayment Allegations
We examine notice compliance and billing practices when a life insurance claim denied due to lapse is raised.
Application Misrepresentation Accusations
Insurers often rely on immaterial or outdated application information. We challenge these denials with underwriting and medical records.
Beneficiary Conflicts and Interpleader Lawsuits
We represent families in life insurance beneficiary disputes and insurer filed life insurance interpleader lawsuits involving competing claimants.
Federal and Employer Sponsored Coverage Denials
We assist Bridgeport families with denied ERISA claims, denied SGLI claims, and denied FEGLI claims.
Bridgeport Neighborhoods and Communities We Serve
We represent clients throughout Bridgeport, including Downtown, Black Rock, the North End, East Side, West End, the Hollow, Brooklawn St. Vincent, Mill Hill, Seaside Village, Lake Forest, and areas near Beardsley Park.
Do I Need a Bridgeport Based Lawyer for a Life Insurance Claim
Life insurance disputes are governed by contract law and federal statutes rather than local courtroom appearances. What matters most is experience handling insurer defenses, lapse disputes, beneficiary capacity issues, ERISA procedures, and interpleader litigation, not office location.
If Your Life Insurance Claim Was Denied in Bridgeport, Take Action Today
You only get one chance to recover what your family is owed. Don’t let an insurance company’s decision go unchallenged. Call The Lassen Law Firm today at 800-330-2274 or fill out our contact form to get started with a free consultation.
Written & Reviewed by Christian Lassen, Esq.
National Life Insurance Attorney | 25+ Years of Experience
Quoted in The Wall Street Journal (May 17, 2025)
Last reviewed: Jan 19, 2026
Connecticut Required Disclaimers “Contingent fee arrangements are subject to the provisions of Connecticut Rule of Professional Conduct 1.5(c). Clients may be responsible for costs and expenses regardless of outcome.” “Unless otherwise indicated, attorneys of this firm are not certified as specialists in any area of law.”
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
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A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
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No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
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The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
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Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
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Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
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Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
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Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
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Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
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No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
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Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
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Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
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Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
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Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
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If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
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Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
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In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
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Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
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Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
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An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
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“The insurer said the application wasn’t complete, so the claim couldn’t be processed. I felt helpless until I hired Lassen Law. They located the original records and showed that everything was properly submitted. Case closed.”- Christopher A.
Why The Lassen Law Firm Is Different
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Proven National Results
With over two decades of exclusive focus on life insurance litigation, we’ve helped thousands of families recover wrongfully denied benefits. Our reputation for fast, strategic resolutions has made us a trusted national resource for complex claim disputes.
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Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
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Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
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Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.
