Bridgeport Life Insurance Lawyer
In Bridgeport, Connecticut’s largest city and home to a strong working-class community, life insurance should offer peace of mind. Unfortunately, when insurers delay or deny valid claims, that peace can quickly turn to uncertainty. At The Lassen Law Firm, we help Bridgeport families challenge wrongful denials and secure the benefits their loved ones intended them to receive.
Led by nationally recognized attorney Christian Lassen, our firm focuses solely on life insurance litigation. With more than 25 years of experience and hundreds of millions recovered for clients across the country, we bring deep legal insight and personal dedication to every case we handle.
Why Bridgeport Residents Choose The Lassen Law Firm
Exclusive Focus on Life Insurance
We don’t handle injury, divorce, or criminal cases. Life insurance is all we do.
Direct Attorney Access
You won’t get passed off to an assistant. Every client works directly with Christian Lassen.
Results Backed by Experience
From accidental death claims to interpleader litigation, we know how to win, even when the odds seem stacked against you.
Life Insurance Claim Denials in Bridgeport: What We Handle
Accidental Death (AD&D) Denials
We challenge exclusions based on substance use, alleged criminal activity, or ambiguous policy language.
Policy Lapse or Nonpayment Disputes
Insurers often claim a lapse occurred, but we investigate whether legal notice requirements were actually followed.
Misrepresentation Accusations
We fight denials based on outdated or irrelevant application details, especially during the contestability period.
Beneficiary Conflicts
If multiple parties claim the same policy, we handle beneficiary disputes and interpleaders from start to finish.
Federal & Employer-Sponsored Coverage
From ERISA-governed group plans to FEGLI or SGLI denials, we help clients navigate complex appeals.
Bridgeport Successes and Recent Recoveries
$365,000 secured for a Black Rock family after an insurer claimed policy lapse without proper notice.
$120,000 recovered near Seaside Park after a contested change of beneficiary was proven invalid due to lack of capacity.
$275,000 payout obtained for a downtown Bridgeport worker’s family after a federal policy was denied due to incomplete records. We corrected the documentation and forced the payout.
Bridgeport Neighborhoods We Serve
We represent clients throughout Bridgeport, including:
Downtown
Black Rock
North End
East Side
West End
The Hollow
Brooklawn–St. Vincent
Mill Hill
Seaside Village
Lake Forest
Beardsley Park
Whether your denial involves a private insurer, employer-sponsored policy, or a federal program, we’re ready to fight for what’s yours.
What to Expect from Our Firm
Complete review of your life insurance policy and denial letter
Appeals and negotiations handled in-house
Strategic litigation when insurers refuse to pay
No legal fees unless we win your case
If Your Life Insurance Claim Was Denied in Bridgeport, Take Action Today
You only get one chance to recover what your family is owed. Don’t let an insurance company’s decision go unchallenged. Call The Lassen Law Firm today at 800-330-2274 or fill out our contact form to get started with a free consultation.
Written & Reviewed by Christian Lassen, Esq.
National Life Insurance Attorney | 25+ Years of Experience
Quoted in The Wall Street Journal (May 17, 2025)
Last reviewed: June 11, 2025
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
-
A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
-
No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
-
The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
-
Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
-
Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
-
Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
-
Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
-
Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
-
No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
-
Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
-
Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
-
Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
-
Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
-
If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
-
Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
-
In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
-
Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
-
Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
-
An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
-
“We were denied after my dad changed jobs and the company claimed he never converted his life insurance policy. Mr. Lassen found the paperwork showing he had. The check arrived a month later.”- Brian C.
Why The Lassen Law Firm Is Different
-
Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
-
Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
-
Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
-
Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.