Life Insurance Lawyer Seattle Washington

Seattle is a great place, however, what is not so great is the high volume of denied life insurance claims here. Our life insurance lawyers will fight the insurance companies to get you the full value of your policy. If you need a life insurance lawyer Washington, we are here to help.

What is the standard suicide exclusion language on a life insurance policy, and what happens if suicide can't be proven, and what are the ways a lawyer can fight a life insurance claim denial?
The standard suicide exclusion language on a life insurance policy typically states that the policy will not pay out a death benefit if the policyholder dies after the policy goes into effect, often two years.

If suicide cannot be proven, the life insurance company will typically conduct a thorough investigation into the circumstances surrounding the policyholder's death. If the investigation finds no evidence of suicide, the policyholder's beneficiaries should be entitled to receive the death benefit as specified in the policy.

If a life insurance claim is denied, there are several ways that a lawyer may be able to fight the denial. These may include:

  1. Reviewing the policy language: A lawyer can review the policy language to determine if the claim was denied in accordance with the terms of the policy. If the claim was denied based on an exclusion that is not clearly stated in the policy, the lawyer may be able to argue that the denial was improper.

  2. Challenging the evidence: If the life insurance company denied the claim based on evidence that is in dispute, such as the cause of death, a lawyer may be able to challenge the evidence and argue that the policyholder's death was not caused by a reason that is excluded from coverage.

  3. Negotiating with the insurer: In some cases, a lawyer may be able to negotiate with the life insurance company to reach a settlement that is acceptable to both parties.

  4. Filing a lawsuit: If all other options have been exhausted, a lawyer may file a lawsuit against the life insurance company to seek the death benefit that was denied.

2023-2024 Seattle Washington Denied Life Insurance Claims Resolved

  • FEGLI dispute with beneficiaries $205,000.00
  • Bestow coronavirus death claim denied $44,000.00
  • Seattle Washington denied life claim $301,000.00
  • National Life COVID 19 death denial $104,000.00
  • American Standard Life foreign death denied $256,000.00
  • ING prescription drug exclusion $81,000.00
  • North American beneficiary dispute ex-spouse vs spouse $57,000.00
  • The Hartford felony exclusion $62,000.00
  • Colonial Life competing beneficiaries $112,000.00
  • Accordia suicide versus gun accident $108,000.00
  • Family First terrorism exclusion resolved $27,000.00
  • Colorado Bankers Life smoking not disclosed $52,000.00
  • Woodmen Life prescription drugs denial $39,000.00
  • Lafayette Life death proceeds not paid out $71,000.00
  • Amica Life terrorism exclusion resolved $55,000.00

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