Burlington VT Life Insurance Lawyer
In Burlington VT, a charming city celebrated for its vibrant arts scene, lakeside beauty, and close-knit community, navigating life insurance claims can still be a frustrating and complex process, especially when benefits are wrongfully delayed or denied. At The Lassen Law Firm, we help families and beneficiaries in Burlington secure the financial peace of mind they deserve after the loss of a loved one.
Whether you’re near Church Street Marketplace, the scenic Lake Champlain Waterfront, or anywhere across Chittenden County, we provide trusted legal guidance and relentless advocacy every step of the way. Our experienced Vermont life insurance lawyers serve clients across the state and across the country.
We Handle Beneficiary Disputes Across Vermont
Disagreements often arise after a policyholder’s death, especially when multiple parties believe they’re entitled to the life insurance payout. Our firm has handled thousands of cases involving:
Conflicts between current and former spouses
Children from multiple relationships
Claims involving last-minute beneficiary changes
Disputes tied to divorce decrees or court orders
Allegations of fraud, duress, or mental incapacity
We work quickly to enforce rightful claims and stop improper payouts before they happen.
If Your Claim Was Denied, We’ll Fight Back
Insurance companies frequently deny legitimate claims by citing:
Alleged misstatements on the application
Missed premium payments leading to policy lapse
Exclusions for suicide, alcohol use, or technicalities
Employer group policy denials under ERISA
Delays in submitting required paperwork
We know every tactic insurers use and how to defeat them.
Why Burlington Families Trust The Lassen Law Firm
Over 25 years of exclusive life insurance experience
Serving clients in all 50 states
Hundreds of millions recovered
No recovery, no fee ever
Direct access to Attorney Christian Lassen, not a junior associate
Serving All of Burlington and Chittenden County
South End
Old North End
New North End
Downtown
Winooski
Essex
Colchester and surrounding areas
Let us help you get what you’re owed—before it’s too late.
Call 800-330-2274 now for a free consultation with Christian Lassen, Esq.
Written & Reviewed by Christian Lassen, Esq.
Nationally Recognized Life Insurance Lawyer
Quoted in The Wall Street Journal (May 17, 2025) | 25+ Years Experience | Hundreds of Millions Recovered
Last reviewed: June 13, 2025
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
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A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
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No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
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The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
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Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
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Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
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Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
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Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
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Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
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No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
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Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
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Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
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Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
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Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
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If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
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Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
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In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
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Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
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Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
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An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
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“They alleged policy fraud and said they wouldn’t pay. But Christian Lassen’s firm uncovered emails showing the insurer had approved everything months earlier. They settled the case quietly and quickly once the truth came out.”- Linda T.
Why The Lassen Law Firm Is Different
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Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
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Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
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Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
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Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.