Jackson Life Insurance Lawyer
In Jackson, Mississippi’s vibrant capital steeped in history and Southern resilience, dealing with a denied or delayed life insurance claim can add unnecessary stress during an already difficult time. At The Lassen Law Firm, we are here to help Jackson families and individuals secure the life insurance payouts their loved ones intended them to have. Whether you’re near downtown Jackson, Fondren, Belhaven, or anywhere across Hinds County, we offer skilled legal representation tailored to your unique situation.
Attorney Christian Lassen, Esq. has over 25 years of experience handling denied, delayed, and contested life insurance claims. Our firm has recovered hundreds of millions nationwide and stands ready to challenge insurers who refuse to pay what is rightfully owed.
Why Jackson Clients Choose The Lassen Law Firm
Life Insurance Focused: We handle only life insurance cases — nothing else.
Nationwide Reach: We help clients in all 50 states, including group and private policies issued in Mississippi.
Direct Attorney Access: You work one-on-one with Christian Lassen, not a case manager.
Successful Mississippi Claim Outcomes
$720,000 payout secured after a lapse dispute tied to automatic bank draft errors
$650,000 recovery in a denied AD&D case following a vehicle accident near Jackson State
$595,000 payment after an insurer wrongly alleged medical misrepresentation on the application
We Handle All Types of Life Insurance Disputes in Jackson
Denials involving accidental death and dismemberment (AD&D)
Lapsed policy disputes and non-payment allegations
Claims rejected due to alleged false statements on the application
ERISA employer policy denials and appeals
Beneficiary challenges and interpleader actions
Serving All Neighborhoods in and Around Jackson
We serve clients throughout the Jackson area, including:
Downtown Jackson
Fondren
Belhaven
South Jackson
West Jackson
North Jackson
Clinton
Ridgeland
Pearl
Flowood
Whether your claim involves a private policy or an employer-sponsored benefit, we have the experience and resources to protect your rights and pursue full compensation.
What We Provide
Comprehensive review of your case
Skilled negotiation with insurers
Aggressive litigation when needed
No fee unless we recover money for you
Start with a Free Consultation
Call 800-330-2274 now to speak directly with attorney Christian Lassen. We’ll help you understand your rights and fight to get the benefits you deserve.
Written & Reviewed by Christian Lassen, Esq.
National Life Insurance Attorney | 25+ Years of Experience
Quoted in The Wall Street Journal (May 17, 2025)
Last reviewed: June 13, 2025
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
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A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
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No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
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The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
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Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
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Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
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Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
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Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
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Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
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No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
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Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
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Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
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Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
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Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
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If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
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Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
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In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
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Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
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Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
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An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
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“After waiting months with no payout, the insurer claimed we hadn’t submitted the right paperwork. The Lassen Law Firm took over, gathered the necessary forms, and pushed the claim through in under three weeks. Efficient and professional from start to finish.”- Michael H.
Why The Lassen Law Firm Is Different
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Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
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Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
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Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
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Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.