Life Insurance Lawyer Gulfport Mississippi

Our top life insurance lawyers have handled hundreds of denied life insurance claims in Gulfport Mississippi. Our life insurance lawyers will fight the insurance companies to get you the full value of your policy. When you need a life insurance lawyer Mississippi, give us a call.

Three common reasons for denied life insurance claims include lapse of the policy due to non-payment of premiums, death during the contestability period, and engaging in high-risk activities. Firstly, a common reason for denied claims is the lapse of the policy due to non-payment of premiums. Life insurance policies require regular premium payments to remain active. If the policyholder fails to pay premiums on time and the policy lapses, coverage ceases, and any subsequent claims will be denied. This can occur due to oversight, financial difficulties, or changes in bank account information leading to missed payments. It's crucial for policyholders to stay vigilant about premium payments to ensure uninterrupted coverage.

Secondly, death during the contestability period can lead to denied claims. Most life insurance policies include a contestability period, typically ranging from one to two years after the policy's issuance. During this time, insurers have the right to investigate and contest claims based on misrepresentation or concealment of material facts during the application process. If the insured dies within this period and the insurer discovers discrepancies or inaccuracies in the application that would have affected the policy's issuance or terms, the claim may be denied. It's essential for applicants to provide truthful and accurate information during the application process to avoid complications during the contestability period.

Lastly, engaging in high-risk activities can result in denied life insurance claims. Insurers assess risk factors when underwriting policies, and certain high-risk activities such as skydiving, scuba diving, or extreme sports can increase the likelihood of injury or death. While many insurers provide coverage for such activities, they may impose higher premiums or exclude coverage for injuries or deaths resulting from specific high-risk pursuits. If the insured engages in a high-risk activity that is excluded from their policy and dies as a result, the claim may be denied. Policyholders should review their policies carefully to understand any exclusions related to high-risk activities and ensure they have appropriate coverage if engaging in such pursuits.

2023-2024 Gulfport Mississippi Denied Life Insurance Claims Resolved

  • Transamerica contestability period $79,000.00
  • USAA suicide exclusion gunshot wound $283,000.00
  • Veteran's Group Life Insurance claim $406,500.00
  • Texas Service Life COVID 19 death $46,000.00
  • Gulfport Mississippi denied life insurance claim $140,000.00
  • VGLI change of beneficiary $400,000.00
  • Ohio National Life coronavirus death $27,000.00
  • Ohio National mispresentation $56,000.00
  • Denied AD&D claim Gulfport Mississippi $111,000.00
  • Servicemen's Group Life Insurance SGLI $402,430.00
  • Gulfport Mississippi denied life insurance claim $50,000.00
  • Genworth beneficiary dispute $460,000.00
  • Prinicipal Life interpleader $750,000.00
  • Equitrust not paying the death benefit $21,000.00

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