Life Insurance Lawyer Gulfport MS
"Life Insurance Lawyers for Gulfport, MS – The Lassen Law Firm" In Gulfport, a beautiful coastal city known for its stunning beaches and vibrant community, navigating life insurance claims can still be a challenging and overwhelming process—especially when benefits are unfairly delayed or denied. At The Lassen Law Firm, we are dedicated to helping families and individuals in Gulfport secure the financial protection they deserve. Whether you’re near the bustling downtown area, the serene Gulf Coast beaches, or anywhere across Harrison County, we provide trusted legal expertise and personalized care every step of the way. Our experienced and trusted Mississippi life insurance lawyers are here to help.
With a proven record of recovering hundreds of millions in life insurance claims nationwide, The Lassen Law Firm delivers compassionate representation, relentless advocacy, and trusted results for Gulfport residents seeking justice in insurance disputes.
2025 Gulfport Mississippi Denied Life Insurance Claims
- Transamerica contestability period $79,000.00
- USAA suicide exclusion gunshot wound $283,000.00
- Veteran's Group Life Insurance claim $406,500.00
- Texas Service Life COVID 19 death $46,000.00
- Gulfport Mississippi denied life insurance claim $140,000.00
- VGLI change of beneficiary $400,000.00
- Ohio National Life coronavirus death $27,000.00
- Ohio National mispresentation $56,000.00
- Denied AD&D claim Gulfport Mississippi $111,000.00
- Servicemen's Group Life Insurance SGLI $402,430.00
- Gulfport Mississippi denied life insurance claim $50,000.00
- Genworth beneficiary dispute $460,000.00
- Prinicipal Life interpleader $750,000.00
- Equitrust not paying the death benefit $21,000.00
Questions about life insurance claims in gulfport
Q1: Can an ex-spouse in Gulfport still receive life insurance benefits
if they weren’t removed as beneficiary?
Not typically. Mississippi law automatically revokes an ex-spouse's designation
after divorce unless the insured reaffirmed them later. We’ve handled
many Gulfport cases where the beneficiary form was never updated post-divorce
but the law removed the ex-spouse anyway.
Q2: Can a Gulfport claim be denied if the death occurred during a hurricane
evacuation or storm event?
It can — especially under AD&D policies — if the insurer
tries to argue that the death wasn’t truly accidental or falls under
an “act of God” exclusion. We often challenge these denials
when the death clearly resulted from an unforeseen event.
Q3: Can military or retired military families in Gulfport face unique life
insurance claim issues?
Yes. Claims involving SGLI or VGLI can have different requirements than
private policies. Gulfport families must navigate federal rules, and denials
may stem from paperwork problems or improper beneficiary designations.
Q4: What if a shipyard worker in Gulfport believed he had employer-provided
life insurance but HR didn’t process it?
This happens frequently. If the employee relied on verbal confirmation
or enrollment materials, the insurer or employer may still be liable.
We’ve successfully argued for payment in these Gulfport group policy disputes.
Q5: Can suicide prevent a payout under a Gulfport life insurance policy?
Only if it occurred within the suicide exclusion period — usually
the first two years after the policy was issued. After that, suicide is
typically covered under Mississippi law.
Q6: Can a Gulfport beneficiary be disqualified for suspicion in the insured's death?
Only under Mississippi’s slayer statute — and proof is required.
Suspicion or family conflict isn’t enough. A court must find the
beneficiary was involved before they can be barred from collecting.
Q7: Can a life insurance claim in Gulfport be denied if the cause of death
is listed as “unknown” or “pending”?
It may be delayed, but not lawfully denied. We help Gulfport families obtain
finalized autopsy reports and death certificates to complete claims when
the initial cause of death is unclear.
Q8: Can a policy lapse be challenged in Gulfport if the insured never got
a lapse notice?
Yes. Mississippi law requires insurers to give proper written notice and
a grace period before canceling a policy. If the insured died shortly
after a missed premium, and no notice was given, the policy may still
be enforceable.
Q9: What if the insured in Gulfport died during a boating accident —
can AD&D deny the claim?
They may try, especially if the policy excludes “high-risk activities.”
But boating isn’t always considered hazardous under the law. We
evaluate the specific terms and have successfully reversed these types
of exclusions.
Q10: Can two people claim the same policy in Gulfport if the insured had
a blended family?
Yes, and in these cases, the insurer may file an interpleader in Harrison
County, letting the court decide. These situations often involve new spouses
and children from previous relationships.
Q11: Can a handwritten or foreign-language beneficiary change be honored
in Gulfport?
Yes — as long as the intent is clear and the document is properly
signed and dated. We’ve validated informal beneficiary changes in
Gulfport cases when the insurer refused to accept non-standard forms.
Q12: What happens if the policyholder changed jobs in Gulfport but never
updated their application?
Unless the new job significantly increased risk and the policy required
notice of employment changes, it typically won’t invalidate coverage.
We’ve fought many of these denials involving shipyard and construction workers.
Q13: Can use of prescription medication result in a denied Gulfport life
insurance claim?
Only if the medication directly caused the death and the policy excludes
drug-related incidents. If the medication was taken as prescribed, we
often challenge the exclusion with pharmacy and medical records.
Q14: What if the insured was living overseas at the time of death —
can a Gulfport claim be denied?
It may be delayed due to missing documentation, but it shouldn’t
be denied outright. We help Gulfport families collect foreign death certificates,
embassy verifications, and translations to prove validity.
Q15: Can vague language in a life insurance policy be used to deny a Gulfport claim?
Insurers often try, but Mississippi law interprets ambiguity in favor of
the insured. We challenge denials based on undefined terms like “unlawful
activity” or “unapproved treatment.”
Q16: What happens if the policyholder in Gulfport died while committing
a felony — will the claim be denied?
If the death was directly caused by the felony, yes. However, we often
contest these denials by arguing that the criminal act was minor or unrelated
to the fatal event.
Q17: Can a claim be denied if a life insurance form was submitted late
or with missing information in Gulfport?
Not permanently. Late or incomplete submissions may slow the process, but
they aren’t valid grounds for denial. We help Gulfport families
finish the paperwork and reengage the insurer.
Q18: What legal remedies are available in Gulfport if a life insurance
claim is denied unfairly?
You can sue for breach of contract. If the denial was in bad faith, Mississippi
law allows claims for punitive damages, attorney’s fees, and interest.
We pursue these aggressively when insurers act unreasonably.
Q19: Can a Gulfport insurer rescind a policy for misrepresentation if the
insured forgot to list a previous illness?
Only during the contestability period and only if the omission was intentional
and material. We often fight rescission attempts based on unclear application
questions or conditions unrelated to the cause of death.
Q20: What if the Gulfport insured had an active policy, but the company
claims it was never properly issued?
If premiums were paid or coverage was confirmed in writing, we argue the
policy was in force. These “technicality” denials happen when
insurers want to avoid paying — and we push back hard.
For more information on insurance regulations and consumer protections in Mississippi, you can visit the Mississippi Insurance Department. Additionally, the National Association of Insurance Commissioners (NAIC) offers nationwide insurance resources.