Gulfport Life Insurance Lawyer
In Gulfport, a thriving coastal city known for its white-sand beaches, strong military ties, and growing economy, dealing with a denied or delayed life insurance claim can add significant strain during an already difficult time. At The Lassen Law Firm, we help individuals and families in Gulfport recover life insurance benefits that insurers refuse to pay. Whether you’re located in the downtown district, near the Seabee Base, or anywhere in Harrison County, we offer trusted legal counsel and relentless representation.
Led by Christian Lassen, Esq., a nationally recognized life insurance attorney with more than 25 years of experience, our firm has recovered hundreds of millions of dollars for clients nationwide. We fight back against insurance companies that wrongfully deny valid claims.
Why Gulfport Families Trust The Lassen Law Firm
We Focus Exclusively on Life Insurance — It's all we do.
We Represent Clients Nationwide — Including private and employer-provided policies in Mississippi.
You Work Directly With Christian Lassen — No call centers or junior staff handling your claim.
Recent Victories for Mississippi Policyholders
$690,000 payout in an AD&D case involving disputed toxicology results
$645,000 recovery after a claim was denied due to an alleged lapse during a temporary relocation
$600,000 settlement for a Gulfport family following a delayed payout tied to a paperwork error
Gulfport Life Insurance Claims We Handle
Accidental death denials due to drug/alcohol exclusions
Policy lapse and grace period disputes
Claims rejected over application misstatements
Employer policy denials under ERISA
Beneficiary conflicts and interpleader lawsuits
We Serve All Areas of Gulfport and Harrison County
Downtown Gulfport
Orange Grove
Handsboro
Mississippi City
North Gulfport
Long Beach
Biloxi
Whether you are dealing with a denied claim from a private insurer or a group policy through a Gulf Coast employer, we have the experience to help you secure the benefits you deserve.
What You Can Expect
A free, no-obligation consultation
No fees unless we win your case
Prompt investigation and case strategy
Supportive, hands-on legal representation
Contact The Lassen Law Firm Today
Call 800-330-2274 now to speak directly with Christian Lassen. We’ll evaluate your case and take action to protect your rights and financial future.
Written & Reviewed by Christian Lassen, Esq.
National Life Insurance Attorney | 25+ Years of Experience
Quoted in The Wall Street Journal (May 17, 2025)
Last reviewed: June 13, 2025
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
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A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
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No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
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The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
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Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
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Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
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Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
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Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
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Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
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No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
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Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
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Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
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Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
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Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
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If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
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Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
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In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
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Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
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Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
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An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
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“They said my brother’s death during a jet ski accident wasn’t covered because it was a high-risk activity. Lassen Law Firm carefully reviewed the policy and forced the insurer to pay up. Their legal arguments were rock solid.”- Laura P.
Why The Lassen Law Firm Is Different
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Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
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Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
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Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
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Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.