Life Insurance Lawyer Gulfport MS
"Life Insurance Lawyers for Gulfport, MS – The Lassen Law Firm" In Gulfport, a beautiful coastal city known for its stunning beaches and vibrant community, navigating life insurance claims can still be a challenging and overwhelming process—especially when benefits are unfairly delayed or denied. At The Lassen Law Firm, we are dedicated to helping families and individuals in Gulfport secure the financial protection they deserve. Whether you’re near the bustling downtown area, the serene Gulf Coast beaches, or anywhere across Harrison County, we provide trusted legal expertise and personalized care every step of the way. Our experienced and trusted Mississippi life insurance lawyers are here to help.
With a proven record of recovering hundreds of millions in life insurance claims nationwide, The Lassen Law Firm delivers compassionate representation, relentless advocacy, and trusted results for Gulfport residents seeking justice in insurance disputes.
2025 Gulfport Mississippi Denied Life Insurance Claims
- Transamerica contestability period $79,000.00
- USAA suicide exclusion gunshot wound $283,000.00
- Veteran's Group Life Insurance claim $406,500.00
- Texas Service Life COVID 19 death $46,000.00
- Gulfport Mississippi denied life insurance claim $140,000.00
- VGLI change of beneficiary $400,000.00
- Ohio National Life coronavirus death $27,000.00
- Ohio National mispresentation $56,000.00
- Denied AD&D claim Gulfport Mississippi $111,000.00
- Servicemen's Group Life Insurance SGLI $402,430.00
- Gulfport Mississippi denied life insurance claim $50,000.00
- Genworth beneficiary dispute $460,000.00
- Prinicipal Life interpleader $750,000.00
- Equitrust not paying the death benefit $21,000.00
Questions About Life Insurance Claims in Gulfport, Mississippi
Can an ex-spouse in Gulfport still receive life insurance benefits if they weren’t removed as beneficiary?
Not typically. Mississippi law automatically revokes an ex-spouse’s designation after divorce unless the insured reaffirmed it afterward. In Gulfport, disputes often arise when old policies were never updated.
Can a Gulfport claim be denied if the death occurred during a hurricane evacuation or storm event?
It can be — particularly under AD&D policies — if the insurer tries to argue the death falls under an “act of God” exclusion. We challenge these denials when the death clearly resulted from an unforeseen accident.
Can military or retired military families in Gulfport face unique life insurance claim issues?
Yes. Claims involving SGLI and VGLI follow federal rules, not state law. Gulfport families often encounter denials based on paperwork mistakes or outdated beneficiary forms that require careful navigation.
What if a shipyard worker in Gulfport believed he had employer-provided life insurance but HR didn’t process it?
If the worker reasonably relied on employer representations, Gulfport families can often recover benefits through legal doctrines like estoppel, even if enrollment paperwork was incomplete.
Can suicide prevent a payout under a Gulfport life insurance policy?
Only if the suicide occurred within the policy’s exclusion period, typically two years. After that period, suicide is covered under Mississippi law.
Can a Gulfport beneficiary be disqualified for suspicion in the insured’s death?
Only under Mississippi’s slayer statute, and only with clear proof. Allegations alone are insufficient to block a beneficiary from collecting.
Can a life insurance claim in Gulfport be denied if the cause of death is listed as “unknown” or “pending”?
The claim may be delayed, but it cannot be lawfully denied. We help Gulfport families gather autopsy findings, death certificates, and medical examiner reports to complete the claim.
Can a policy lapse be challenged in Gulfport if the insured never got a lapse notice?
Yes. Mississippi law requires proper lapse notice and a grace period. If the insurer skipped these steps, the policy may still be enforceable even after a missed payment.
What if the insured in Gulfport died during a boating accident — can AD&D deny the claim?
They may attempt to deny it under a “hazardous activity” exclusion, but unless boating is clearly defined as hazardous, many Gulfport families successfully challenge these exclusions.
Can two people claim the same policy in Gulfport if the insured had a blended family?
Yes. In such cases, insurers often file an interpleader in Harrison County, and the court determines the rightful beneficiary based on documentation and witness testimony.
Can a handwritten or foreign-language beneficiary change be honored in Gulfport?
Yes, if the intent is clear, and the document is properly signed and dated. Mississippi courts, including those in Gulfport, uphold these changes when sufficiently documented.
What happens if the policyholder changed jobs in Gulfport but never updated their application?
Unless the job significantly increased risk and the policy required updates, coverage usually remains intact. We frequently challenge job-related denials for Gulfport shipyard and industrial workers.
Can use of prescription medication result in a denied Gulfport life insurance claim?
Only if the medication directly caused death and the policy contains a specific exclusion. If the medication was prescribed and used properly, we often overturn these denials.
What if the insured was living overseas at the time of death — can a Gulfport claim be denied?
Only if proof of death is missing or incomplete. We assist Gulfport families in gathering embassy records, death certificates, and translations to complete international death claims.
Can vague language in a life insurance policy be used to deny a Gulfport claim?
Insurers may attempt it, but Mississippi law requires vague or ambiguous terms to be interpreted in favor of the insured. We challenge denials based on unclear or undefined policy language.
What happens if the policyholder in Gulfport died while committing a felony — will the claim be denied?
It could be denied if the felony directly caused the death. We contest these denials when the felony was minor or the causal link to death was weak.
Can a claim be denied if a life insurance form was submitted late or with missing information in Gulfport?
Not permanently. Minor errors can cause delays but don’t justify denial. We help Gulfport families complete documentation and push insurers to process the claim.
What legal remedies are available in Gulfport if a life insurance claim is denied unfairly?
Beneficiaries can sue for breach of contract, and in cases of bad faith, Mississippi law allows for punitive damages, attorney’s fees, and interest recovery.
Can a Gulfport insurer rescind a policy for misrepresentation if the insured forgot to list a previous illness?
Only during the contestability period, and only if the omission was intentional and material. Innocent mistakes, especially those unrelated to death, can often defeat rescission attempts.
What if the Gulfport insured had an active policy, but the company claims it was never properly issued?
If the insurer accepted payment or indicated coverage was in place, we argue the policy was valid. Insurers often raise these technical issues to avoid payout — and we push back aggressively.
For more information on insurance regulations and consumer protections in Mississippi, you can visit the Mississippi Insurance Department. Additionally, the National Association of Insurance Commissioners (NAIC) offers nationwide insurance resources.