Life Insurance Lawyer Indianapolis In
"Life Insurance Lawyers for Indianapolis, IN – The Lassen Law Firm" In Indianapolis, a city known for its rich history, bustling downtown, and the iconic Indy 500, navigating life insurance claims can still be a difficult and stressful process—especially when benefits are unfairly denied or delayed. At The Lassen Law Firm, we are dedicated to helping families and individuals in Indianapolis secure the financial protection they deserve. Whether you’re near Monument Circle, the charming Broad Ripple neighborhood, or anywhere across Marion County, we provide trusted legal expertise and personalized support to guide you through the claims process. Our experienced and trusted Indiana life insurance lawyers are here to help.
With a proven nationwide record of recovering hundreds of millions in life insurance claims, The Lassen Law Firm delivers compassionate representation, relentless advocacy, and trusted results for Indianapolis residents seeking justice in insurance disputes.
2025 Indianapolis Indiana Denied Life Insurance Claims
- CNO Financial Group contested $64,000.00
- SGLI dispute with ex-spouse $400,000.00
- Haven Life COVID 19 death denial $108,000.00
- Indianapolis Indiana denied life insurance claim $51,000.00
- Pacific Life denial of coronavirus case $129,000.00
- VOYA interpleader claim $150,000.00
- Brighthouse Financial denied claim $36,000.00
- CMFG Life intoxication exclusion lawsuit $158,000.00
- Symetra delay of life insurance claim $65,000.00
- Denied AD&D claim Indianapolis Indiana $531,000.00
- One America beneficiary dispute $153,000.00
- Legal and General life insurance claim denied $22,000.00
- National Life Group act of war exclusion $27,000.00
- Jackson Life misrepresentation on application $114,000.00
- Texas Life autoerotic asphyxiation rejected claim $504,000.00
- OSGLI Prudential policy lapse denial overturned $60,000.00
- Metropolitan Life accidental suicide lawsuit $120,000.00
- Our Life Covered grace period issue resolved $11,000.00
Questions about life insurance claims in Indianapolis
What should I do if my life insurance claim in Indianapolis was denied?
You should immediately contact a top Indianapolis life insurance attorney. Insurers often deny claims unfairly, and having an experienced lawyer ensures you can fight back and recover the benefits you're owed.
What happens if I’m served with a life insurance interpleader lawsuit in Indianapolis?
You need legal representation right away. Interpleader cases are complicated, and hiring an experienced Indianapolis life insurance lawyer is crucial to protect your rights to the policy proceeds.
How can I resolve a life insurance beneficiary dispute in Indianapolis?
Our Indianapolis life insurance law firm handles contested beneficiary cases and can help you gather evidence, file a claim in court, and secure your rightful share of the death benefit.
Why might an accidental death and dismemberment (AD&D) life insurance claim be denied in Indianapolis?
AD&D claims are often denied when insurers argue that death resulted from illness rather than a qualifying accident, or if alcohol or drug involvement is cited as an exclusion under the policy terms.
What can I do if my ERISA-governed group life insurance claim was denied in Indianapolis?
You only have one opportunity to appeal an ERISA denial. Hiring our Indianapolis life insurance attorneys ensures your appeal is handled correctly, increasing your chances of overturning the decision.
Can a life insurance company in Indianapolis deny a claim if the policyholder died outside Indiana?
No, a death outside Indiana does not automatically affect a life insurance claim. However, additional documentation may be needed if the death occurred out of state or internationally.
What if a life insurance policy lapsed due to a missed payment and the Indianapolis insurer never sent a lapse notice?
Indiana law requires clear notice before termination. If the insurer failed to properly notify the policyholder, the policy might still be considered active, and a denial can be contested.
Can a life insurance claim in Indianapolis be denied if the policyholder left out a prior mental health diagnosis?
Only if the omission was material to the underwriting decision and the death occurred within the contestability period. Otherwise, the claim may still be enforceable.
What happens if the policyholder changed beneficiaries to a caregiver in Indianapolis shortly before death?
Such beneficiary changes can be challenged if there’s evidence of undue influence, fraud, or mental incapacity at the time the change was made.
Are life insurance proceeds in Indianapolis subject to probate or estate creditors?
Not if a named beneficiary exists. Life insurance payouts to individuals typically avoid probate and are protected from creditor claims in Indiana.
Can a life insurance claim be denied in Indianapolis for suicide?
Only if the suicide occurred within the two-year suicide exclusion period after the policy was issued. Beyond that time, suicide must be treated like any other cause of death.
What should an Indianapolis beneficiary do if the life insurance company refuses to communicate after filing a claim?
You should escalate the matter by filing a complaint with the Indiana Department of Insurance and consulting a lawyer for a possible bad faith action.
Can a life insurance claim in Indianapolis be denied if the insured was awaiting medical test results at the time of application?
If the results were not yet known and the insured answered application questions truthfully, denial may not be justified. Insurers must prove intentional misrepresentation.
What if an Indianapolis employer told an employee they had life insurance, but no policy was ever activated?
The employer could be held liable for negligent misrepresentation if the employee relied on that information. Our firm regularly handles these types of claims against employers.
Can a minor be named a life insurance beneficiary in Indianapolis?
Yes, but the funds cannot be paid directly to the child. A court-appointed guardian or trust must manage the proceeds until the minor reaches adulthood.
What if an Indianapolis life insurance policy lists two conflicting beneficiary designations?
The insurance company may file an interpleader action in Marion County court, allowing a judge to resolve who is entitled to the proceeds.
Can a handwritten note found after death change the life insurance beneficiary in Indianapolis?
No. Beneficiary changes must be formally submitted to and accepted by the insurer. Informal notes, wills, or letters cannot override the records on file.
Can an Indianapolis life insurance claim be delayed if the death certificate lists “pending investigation”?
Yes, but only temporarily. Once the official cause of death is confirmed, the insurer must proceed with the claim unless a valid exclusion applies.
Can a beneficiary in Indianapolis contest a life insurance payout made to a much younger partner?
Only if there’s evidence of fraud, undue influence, or lack of capacity. Courts will not overturn a designation simply because of family disagreements or age gaps.
How long does it typically take to get paid on a life insurance claim in Indianapolis?
If uncontested, most Indianapolis life insurance claims are paid within 30 to 60 days after all documents are submitted. Delays beyond that may be a sign of bad faith requiring legal intervention.
For more information on insurance regulations and consumer protections in Indiana, you can visit the Indiana Department of Insurance or explore nationwide insurance resources through the National Association of Insurance Commissioners (NAIC).