Evansville Life Insurance Lawyer
In Evansville, where rich riverfront history meets a hardworking, tight-knit community, life insurance should provide financial peace not legal battles. But when insurers delay or deny benefits, families already coping with loss face an even greater burden. At The Lassen Law Firm, we fight for Evansville residents to recover what they’re rightfully owed.
Whether you’re in the heart of downtown, near historic Haynie’s Corner, or across Vanderburgh County, we provide experienced legal advocacy focused solely on life insurance disputes. With hundreds of millions recovered and 25+ years of proven results, we know how to hold insurers accountable.
Why Choose The Lassen Law Firm for Evansville Life Insurance Disputes
Sole Focus on Life Insurance Litigation
We don’t divide attention across multiple practice areas. We only handle life insurance cases every day, every state.
Attorney-Led Representation
You’ll work directly with Christian Lassen, one of the nation's top life insurance lawyers not a staffer or intake team.
Serving All 50 States
From Indiana-based insurers to employer-sponsored plans and federal life insurance, we handle them all.
No Fees Unless We Win
Evansville Life Insurance Denials We Handle
Accidental Death Denials (AD&D)
We challenge exclusions involving intoxication, criminal accusations, and high-risk activity with documentation and expert support.
Lapsed Policy Disputes
Many insurers claim a policy lapsed without issuing proper grace period notices. We force them to prove it or pay.
Misrepresentation Allegations
If your claim was denied based on an old or irrelevant medical issue, we’ll build a case to show it wasn’t material.
Contested Beneficiaries and Payout Disputes
We resolve claim conflicts involving outdated forms, handwritten changes, or family disputes.
Federal & Military Life Insurance Claims (SGLI, FEGLI, VGLI)
We help local military families and government employees recover what’s owed.
Recent Case Highlights for Indiana Clients
$306,000 recovered after a denied claim due to an alleged misrepresentation on a diabetes diagnosis
$144,000 secured for a policyholder’s widow in Evansville after a lapse denial stemming from incorrect mailing address
$97,000 paid to an adult child beneficiary after the insurer attempted to uphold an outdated ex-spouse designation
We Serve All Areas of Evansville and Vanderburgh County
Downtown Evansville
Haynie’s Corner Arts District
Jacobsville
Lincolnshire
McCutchanville
North Park
Howell
Melody Hill
West Side
Knight Township and surrounding suburbs
What We Provide
In-depth review of policy terms and denial letters
Strategic legal action tailored to your case
Appeals, negotiation, or litigation—whatever it takes
Constant communication and attorney access
Results-driven representation with no upfront cost
Denied a Life Insurance Claim in Evansville? Let’s Fight Back
We don’t just appeal, we act. If you’ve received a denial, delay, or confusing correspondence from the insurance company, we’ll take over the case and demand the payout you’re owed.
Call 800-330-2274 now for a free consultation with attorney Christian Lassen.
Written & Reviewed by Christian Lassen, Esq.
National Life Insurance Attorney | 25+ Years Experience
Quoted in The Wall Street Journal (May 17, 2025)
Last reviewed: June 12, 2025 | Contact: 800-330-2274
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
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A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
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No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
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The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
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Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
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Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
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Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
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Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
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Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
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No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
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Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
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Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
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Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
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Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
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If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
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Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
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In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
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Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
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Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
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An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
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“The insurer said there was a misstatement in the application and flat-out denied the claim. I contacted the Lassen Law Firm, and they immediately launched a legal challenge. In the end, they got the full benefit paid without me even stepping into a courtroom.”- Karen D.
Why The Lassen Law Firm Is Different
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Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
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Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
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Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
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Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.