Life Insurance Lawyer Evansville In
"Life Insurance Lawyers for Evansville, IN – The Lassen Law Firm" In Evansville, a welcoming city nestled along the scenic Ohio River, navigating life insurance claims can still be a stressful and overwhelming process—especially when benefits are unfairly delayed or denied. At The Lassen Law Firm, we are dedicated to helping families and individuals in Evansville secure the financial protection they deserve. Whether you’re near the vibrant downtown area, the historic district, or anywhere across Vanderburgh County, we provide trusted legal expertise and personalized care every step of the way. Our experienced and trusted Indiana life insurance lawyers are here to help.
With a proven record of recovering hundreds of millions in life insurance claims nationwide, The Lassen Law Firm delivers compassionate representation, relentless advocacy, and trusted results for Evansville residents seeking justice in insurance disputes.
2025 Evansville Indiana Denied Life Insurance Claims
- Talcott COVID denial resolved $76,000.00
- Evansville Indiana life insurance claim denied $38,000.00
- Lifey coronavirus death benefit lawsuit $43,000.00
- TIAA plane crash denial $306,000.00
- Unum interpleader claim $420,000.00
- Zurich life insurance claim denial $26,000.00
- Evansville Indiana AD&D claim denial $575,000.00
- Kemper chronic illness rejection $29,000.00
- Transamerica accidental death claim $91,000.00
- Assurant ex-spouse resolved $145,000.00
- VGLI dispute among beneficiaries $412,900.00
- Knights of Colombus policy lapse $38,000.00
- Pacific beneficiary dispute $225,000.00
- Kansas City insurance claim denied $53,000.00
- Unified Life autoerotic asphyxiation $55,000.00
- Army Life lapse of policy rejection $401,000.00
- JRC life insurance contestable peroid $70,000.00
- Genworth coronavirus denial of claim $166,000.00
Questions about life insurance claims in Evansville
What do I do if my life insurance claim in Evansville was denied?
You need a top Evansville life insurance lawyer to represent you. For example, if your claim was denied over an alleged misstatement about blood pressure medication, an experienced attorney can fight to overturn it.
What do I do if I was served with a life insurance interpleader lawsuit in Evansville?
You don't want to jeopardize your case. You need a top Evansville life insurance attorney to represent you, especially if multiple parties are claiming the same policy benefits after a sudden death.
What do I do if I have a life insurance beneficiary dispute in Evansville?
Our top Evansville life insurance law firm can handle beneficiary disputes. For example, if a caregiver was added as beneficiary just weeks before death, we can help you contest the change.
Why would an accidental death and dismemberment (AD&D) life insurance claim in Evansville be denied?
An AD&D claim is typically denied because the death was deemed medical, not accidental, or involved alcohol. For instance, if a heart attack occurred while driving, insurers might deny it as non-accidental.
What do I do about a bad faith ERISA life insurance denial of death benefits in Evansville?
You only get one appeal under ERISA. If your claim was denied on shaky grounds, like misinterpreted job duties, our Evansville attorneys can handle the appeal and fight for the full payout.
Can a life insurance company in Evansville deny a claim if the insured died outside Indiana?
No. If a resident died while visiting family in Kentucky, for instance, the insurer must still honor the policy unless a specific travel exclusion applies.
What if a life insurance policy lapsed but the Evansville insurer kept accepting automatic payments?
If the insurer accepted auto-drafts after declaring a lapse, beneficiaries can argue the policy stayed active. Payment history from a local Evansville bank can serve as critical proof.
Can a life insurance claim in Evansville be denied if the policyholder omitted minor mental health treatment?
Only if it was material to underwriting. For example, forgetting to disclose short-term counseling for work stress likely wouldn’t justify denial unless it directly related to the cause of death.
What happens if a caregiver in Evansville was made beneficiary shortly before death?
Family members can challenge this by showing undue influence. For example, if a hospice nurse was added days before passing, courts may scrutinize the circumstances heavily.
Are life insurance proceeds in Evansville subject to probate or creditor claims?
No, if a valid named beneficiary exists. For example, if a daughter was properly listed, she would receive the proceeds directly, bypassing probate entirely.
Can a life insurance claim be denied in Evansville for suicide?
Only if the suicide occurred within two years of the policy's start date. After that period, even a confirmed suicide must be paid under Indiana law.
What should a beneficiary in Evansville do if the life insurer won’t respond after a claim is filed?
They should escalate by filing a complaint with the Indiana Department of Insurance. For example, if months pass without communication, a lawyer can also pursue a bad faith lawsuit.
Can a life insurance claim in Evansville be denied if the insured was awaiting lab results at the time of application?
Not unless the applicant knew they had a condition and failed to disclose it. Waiting for results alone, like pending cholesterol labs, doesn't justify denial if answered truthfully.
What happens if an Evansville employer failed to enroll an employee properly in group life insurance?
The employer could be liable. For example, if an employee thought they had $100,000 in coverage based on HR emails but no paperwork was processed, the family can sue for the lost benefit.
Can a handwritten note found after death override the life insurance policy’s beneficiary in Evansville?
No. Only written, insurer-approved changes are valid. A note found in a dresser drawer naming a different person will not override official insurer records.
Can a life insurance claim be delayed indefinitely in Evansville if the insurer requests ongoing documents?
No. Indiana law demands timely claim handling. If a company repeatedly requests irrelevant items after receiving a death certificate, the beneficiary may sue for bad faith.
What if an Evansville resident’s life insurance policy lists two beneficiaries but no percentages?
Indiana law defaults to equal shares. If the policy lists both a spouse and a sibling, but doesn't specify amounts, each would get 50% unless proven otherwise.
Can a Fort Wayne life insurance claim be denied because the policyholder forgot about a small old policy?
Generally not. For instance, forgetting to mention a $5,000 burial policy from decades ago shouldn’t void a new $250,000 policy unless fraud is proven.
Can a minor child be a life insurance beneficiary in Evansville?
Yes, but the funds must be controlled by a guardian or trust. A 10-year-old beneficiary, for example, cannot receive a $100,000 payout directly without court oversight.
How long does it usually take to get paid on a life insurance claim in Evansville?
If uncontested, most claims pay within 30–60 days. For example, after providing a death certificate and completed forms, an insurer must move quickly—or risk legal action for unreasonable delay.
For more information on insurance regulations and consumer protections in Indiana, you can visit the Indiana Department of Insurance or explore nationwide insurance resources through the National Association of Insurance Commissioners (NAIC).