Milwaukee Life Insurance Lawyer
In Milwaukee, a dynamic city recognized for its brewing heritage, rich industrial history, and lakeside beauty along Lake Michigan, families facing life insurance issues often find themselves fighting uphill battles. When benefits are wrongfully delayed, denied, or contested, it can leave loved ones without critical financial support during an already devastating time.
At The Lassen Law Firm, we fight for life insurance beneficiaries in Milwaukee and throughout Milwaukee County. Whether you live near the vibrant Historic Third Ward, the scenic Milwaukee Riverwalk, or the shores of Lake Michigan, we provide aggressive, experienced representation to ensure you get the full benefits your loved one intended.
Handling Beneficiary Disputes and Complex Life Insurance Denials
Life insurance disputes in Milwaukee often involve more than just a wrongful denial. Many clients come to us amid contested beneficiary situations, including:
Challenges between ex-spouses and current partners
Disinherited children alleging undue influence or fraud
Last-minute policy changes made under suspicious circumstances
Allegations that a change in beneficiary was forged or coerced
We represent beneficiaries with a focused strategy backed by decades of experience. Whether the dispute involves a private policy or a group life policy through an employer, we’re prepared to challenge the insurance company, contest improper claim denials, and fight for rightful payouts.
Why Life Insurance Claims Are Denied in Wisconsin
Some of the most common denial tactics we encounter across Milwaukee include:
Alleged misrepresentation on the application
Lapsed policies due to a missed payment
Accusations of suicide or risky behavior exclusions
Claims filed too late or outside of the insurer's “rules”
Technical or clerical errors used to justify nonpayment
These excuses are often based on outdated or incomplete information. We investigate every case thoroughly, and we know exactly how to hold insurers accountable when they use delay or denial tactics in bad faith.
Why Milwaukee Trusts The Lassen Law Firm
25 years of life insurance experience, focused solely on this area of law
Hundreds of millions recovered for beneficiaries nationwide
No recovery, no fee we don’t get paid unless you do
Fast, aggressive action from the moment you contact us
Serving clients in all 50 states, with a nationwide reputation for results
Featured in The Wall Street Journal as a leading authority on life insurance law
Whether you're dealing with an employer-issued policy from a Milwaukee hospital, factory, or school system or a private life insurance policy our team brings the experience, focus, and track record to get you results.
Recent Case Highlights
$600,000 recovered after a claim was denied for “material misrepresentation” due to a decades-old, irrelevant medical detail
$400,000 secured in a beneficiary dispute between children from a first marriage and a surviving spouse, resolved in favor of our client
$250,000 paid after a lapse-related denial was overturned due to insurer’s failure to provide proper notice
Speak With a Milwaukee Life Insurance Lawyer Today
If your life insurance claim has been wrongfully denied, delayed, or is caught in a dispute over who gets the money, we can help. At The Lassen Law Firm, we act quickly, and we fight relentlessly to secure the payout your loved one intended.
Call now for a free, confidential consultation. We’re ready to fight for your rights.
Written & Reviewed by Christian Lassen, Esq.
Nationally recognized life insurance lawyer with 25 years of experience and hundreds of millions recovered.
Quoted in The Wall Street Journal (May 17, 2025)
Last reviewed: June 13, 2025 | Contact: 800-330-2274
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
-
A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
-
No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
-
The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
-
Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
-
Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
-
Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
-
Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
-
Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
-
No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
-
Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
-
Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
-
Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
-
Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
-
If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
-
Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
-
In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
-
Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
-
Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
-
An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
-
“They said my brother’s death during a jet ski accident wasn’t covered because it was a high-risk activity. Lassen Law Firm carefully reviewed the policy and forced the insurer to pay up. Their legal arguments were rock solid.”- Laura P.
Why The Lassen Law Firm Is Different
-
Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
-
Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
-
Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
-
Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.