Life Insurance Lawyer Green Bay Wi
"Life Insurance Lawyers for Green Bay, WI – The Lassen Law Firm" In Green Bay, a vibrant city famed for its historic football legacy, tight-knit community, and picturesque setting along the Fox River, navigating life insurance claims can still be a challenging and frustrating process—especially when benefits are unfairly delayed or denied. At The Lassen Law Firm, we are committed to helping families and individuals in Green Bay secure the financial peace of mind they deserve. Whether you’re near the iconic Lambeau Field, the serene Bay Beach Wildlife Sanctuary, or anywhere across Brown County, we provide trusted legal expertise and personalized care every step of the way. Our experienced and trusted Wisconsin life insurance lawyers are here to help.
With a proven nationwide record of recovering hundreds of millions in life insurance claims, The Lassen Law Firm delivers compassionate advocacy, relentless representation, and trusted results for Green Bay residents seeking justice in insurance disputes.
2025 Green Bay Denied Life Insurance Claims
- Primerica denied life claim intoxication $75,000.00
- Equitrust competing beneficiaries interpleader $159,000.00
- Northwestern Mutual coronavirus death $105,400.00
- LIberty Mutual exclusions denied benefits $60,000.00
- Permanent Life COVID death claim $50,000.00
- AIG beneficiary dispute girlfriend $101,000.00
- Principal Life felony exclusion $95,000.00
- National Life Group contestable period $12,000.00
- Scotia Life heart disease denial reason $29,000.00
- MetLife beneficiary dispute change form $180,000.00
- Dearborn terrorism exclusion resolved $49,000.00
- Integrity Life death proceeds not paid $67,000.00
- Savings Bank Life intoxication exclusion $25,000.00
- HDFC Life suicide or self-inflicted injury $74,000.00
- SB Mutual competing beneficiaries $12,000.00
- First Colony smoking denial resolved $61,000.00
Questions About Life Insurance Claims in Green Bay, WI
Can a Green Bay life insurance claim be denied if the insured failed to mention past high cholesterol treatment?
Only if the omission was material and intentional. If it was minor or unrelated to the cause of death, Wisconsin law typically favors paying the beneficiary.
Does divorce in Green Bay automatically revoke an ex-spouse’s right to life insurance proceeds?
Yes. In Wisconsin, divorce generally revokes an ex-spouse’s beneficiary status unless the insured reaffirmed it later. However, ERISA-governed group policies may still honor old designations unless changed.
What happens if no valid beneficiary is named when a Green Bay life insurance policyholder dies?
The policy proceeds usually transfer to the insured’s estate and are distributed under Wisconsin probate and intestacy laws.
Can death during risky activities like snowmobiling near Green Bay void life insurance coverage?
It can, but only if the policy explicitly excludes hazardous activities. If the language is vague or broad, Wisconsin courts usually side with the beneficiary.
How do Green Bay insurers handle life insurance claims if the insured died while traveling abroad?
Families must provide a certified foreign death certificate, a U.S. consular report, and certified translations if necessary. Proper documentation can overcome insurer delays.
What happens if forgery is suspected in a Green Bay life insurance beneficiary change?
Handwriting analysis, medical records showing incapacity, and witness testimony can help overturn a forged or fraudulent beneficiary designation.
Can a Green Bay life insurance company delay paying claims indefinitely while “reviewing” them?
No. Wisconsin law requires insurers to process claims within a reasonable timeframe—typically 30 to 60 days once complete proof is submitted.
Can minor illegal activity at the time of death—like hunting without a permit—void a Green Bay life insurance claim?
Usually not. Unless the illegal act directly caused the death and is specifically excluded in the policy, coverage should still apply.
Example Case: Green Bay family won payout after insurer blamed “undiagnosed heart condition” for fatal slip and fall
The insurer tried to deny based on pre-existing conditions. Independent medical evidence showed trauma was the cause, and the insurer paid full benefits.
Can small clerical mistakes like wrong mailing addresses void a Green Bay life insurance policy?
No. Minor errors that don’t materially affect underwriting risk cannot be used to deny payment under Wisconsin insurance law.
How does ERISA impact denied employer-sponsored life insurance claims in Green Bay?
ERISA mandates fast internal appeals—usually within 180 days—and restricts lawsuits to the administrative record, requiring careful documentation from the start.
What if a Green Bay employer promised life insurance but never completed the enrollment process?
The employer can be held financially responsible for the benefit if their administrative negligence caused the loss of coverage.
How long do life insurance companies have to pay claims in Green Bay after receiving proof of death?
They must pay within a reasonable time, which is usually considered 30 to 60 days. Unjustified delays can expose them to bad faith claims.
Can a Green Bay life insurance claim be denied if the death involved alcohol or drug use?
Possibly, but only if the policy clearly excludes intoxication-related deaths and the insurer can prove that intoxication directly caused the death.
Common Mistake: Green Bay families lose life insurance appeals by assuming verbal promises are binding
Many trust verbal assurances from insurers instead of filing timely written ERISA appeals. Missing the 180-day appeal window can destroy your legal rights.
Can death during an unsanctioned race or recreational event near Green Bay affect a life insurance claim?
Only if the policy clearly excludes death during organized racing or hazardous events. Otherwise, beneficiaries often win these cases.
Can experimental treatment complications void life insurance coverage in Green Bay?
Only if the policy specifically excludes experimental medical procedures and the death is directly tied to such a procedure.
Can a suspected slayer beneficiary collect life insurance benefits in Green Bay without criminal conviction?
No. Wisconsin’s slayer statute bars any beneficiary proven by civil evidence to have unlawfully and intentionally caused the insured’s death.
How are “undetermined” causes of death handled in Green Bay life insurance claims?
An "undetermined" cause may delay processing, but families can still submit autopsy results, witness statements, and expert opinions to prove cause and force payment.
How long do Green Bay families have to sue after a life insurance claim is denied?
In Wisconsin, breach of contract claims typically have a six-year statute of limitations, but ERISA plans often require lawsuits within one year after a final denial.
For more information on insurance regulations and consumer protections in Wisconsin, you can visit the Wisconsin Office of the Commissioner of Insurance. Additionally, the National Association of Insurance Commissioners (NAIC) offers nationwide insurance resources.