West Valley City Life Insurance Lawyer
In West Valley City, a thriving community celebrated for its cultural diversity, strong neighborhoods, and family-friendly spirit, life insurance claims can still become complicated and emotionally taxing especially when benefits are delayed, denied, or caught in a legal dispute. At The Lassen Law Firm, we help families in West Valley City fight back and recover the life insurance benefits they’re entitled to.
Whether you live near Valley Fair Mall, Centennial Park, or anywhere in Salt Lake County, we provide aggressive legal representation backed by decades of experience in life insurance law. Our Utah life insurance attorneys are here to guide you every step of the way.
We Handle Beneficiary Disputes and Interpleader Lawsuits Across Salt Lake County
If multiple parties claim they’re entitled to the same life insurance payout, insurance companies often file interpleader lawsuits to let the courts decide. These disputes are common and can involve:
Ex-spouse vs. current spouse conflicts
Children from different marriages contesting beneficiary designations
Allegations of undue influence, fraud, or document forgery
Divorce decrees that conflict with beneficiary forms
We represent rightful beneficiaries in interpleader actions and other disputes. Our firm has recovered substantial payouts for clients wrongly excluded from benefits—even when insurers tried to wash their hands of the case.
Denied Life Insurance Claim in West Valley City? We Can Help
The Lassen Law Firm has successfully handled life insurance denials involving:
Alleged misrepresentation or application fraud
Lapse due to missed premium payments
Toxicology reports used to reject accidental death claims
ERISA group policy disputes involving employer-sponsored coverage
Beneficiary designations challenged by family members
Why West Valley City Families Choose The Lassen Law Firm
Focused exclusively on life insurance law for over 25 years
Serving all 50 states and highly experienced in Utah claims
Hundreds of millions recovered nationwide
No recovery, no fee.
Attorney Christian Lassen handles every case personally
Serving All Areas of West Valley City and Beyond
Granger
Chesterfield
Hunter
Redwood
East Granger
Salt Lake County
Surrounding Wasatch Front communities
Latest Utah Life Insurance Recoveries
$580,000 awarded after insurer denied benefits due to alleged misrepresentation
$470,000 secured in an interpleader dispute between siblings and a second spouse
$295,000 recovered from a denied accidental death claim citing alcohol use
If you're facing a denied claim or locked in a dispute over who gets the policy proceeds, don’t face it alone.
Call 800-330-2274 now for a free consultation with Christian Lassen, Esq.
Written & Reviewed by Christian Lassen, Esq.
Nationally Recognized Life Insurance Lawyer
Quoted in The Wall Street Journal (May 17, 2025) | 25+ Years Experience | Hundreds of Millions Recovered
Last reviewed: June 13, 2025
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
-
A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
-
No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
-
The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
-
Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
-
Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
-
Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
-
Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
-
Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
-
No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
-
Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
-
Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
-
Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
-
Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
-
If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
-
Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
-
In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
-
Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
-
Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
-
An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
-
“After waiting months with no payout, the insurer claimed we hadn’t submitted the right paperwork. The Lassen Law Firm took over, gathered the necessary forms, and pushed the claim through in under three weeks. Efficient and professional from start to finish.”- Michael H.
Why The Lassen Law Firm Is Different
-
Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
-
Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
-
Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
-
Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.