Salt Lake City Life Insurance Lawyer
In Salt Lake City, a breathtaking city framed by the Wasatch Mountains and the Great Salt Lake, known for its rich pioneer history, cultural vibrancy, and strong sense of community, life insurance claims can still become overwhelming and stressful especially when benefits are wrongfully delayed, denied, or contested. At The Lassen Law Firm, we help families and individuals in Salt Lake City fight back and recover the benefits they deserve.
Whether you're near Liberty Park, the University of Utah, or anywhere across Salt Lake County, we offer unmatched legal experience and personal attention for every client. Our Utah life insurance lawyers are here to guide you through every stage of the claims process.
We Resolve Beneficiary Disputes and Interpleader Lawsuits in Salt Lake City
Insurers often avoid paying claims when multiple parties claim the same policy benefits. This can lead to beneficiary disputes or interpleader lawsuits, where the insurance company sues the potential beneficiaries and leaves the courts to decide. These cases frequently involve:
Ex-spouses vs. current partners
Conflicting beneficiary designation forms
Allegations of fraud, coercion, or undue influence
Disputes among children from different marriages
Divorce orders that contradict insurance paperwork
Our firm is nationally recognized for litigating and resolving interpleader lawsuits in both Utah state and federal court. We aggressively protect your rights and fight to make sure the correct beneficiary receives the full payout.
We Handle All Types of Life Insurance Denials
Claim delays or denials without justification
Lapsed policies due to alleged non-payment
Accidental death claim denials involving exclusions or toxicology reports
Alleged misrepresentation on applications
ERISA group policy disputes for employer-sponsored coverage
Why Families in Salt Lake City Trust The Lassen Law Firm
25+ years dedicated solely to life insurance law
Serving all 50 states and experienced in Utah courts
Hundreds of millions recovered nationwide
No recovery, no fee
Every case handled personally by attorney Christian Lassen
Serving All Neighborhoods and Surrounding Communities
Downtown Salt Lake City
Sugar House
The Avenues
Millcreek
West Valley City
Murray
Sandy
South Salt Lake
Taylorsville
Draper
Utah Case Highlights
$590,000 interpleader dispute resolved between two competing family members
$430,000 recovery after wrongful denial due to lapse during a medical emergency
$310,000 paid after insurer cited toxicology report to reject an accidental death claim
If you’re facing a denied claim, beneficiary conflict, or an interpleader lawsuit in Salt Lake City, you need an experienced legal advocate who knows how to win.
Call 800-330-2274 now for a free consultation with Christian Lassen, Esq.
Written & Reviewed by Christian Lassen, Esq.
Nationally Recognized Life Insurance Lawyer
Quoted in The Wall Street Journal (May 17, 2025) | 25+ Years Experience | Hundreds of Millions Recovered
Last reviewed: June 13, 2025
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
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A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
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No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
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The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
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Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
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Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
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Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
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Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
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Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
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No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
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Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
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Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
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Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
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Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
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If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
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Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
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In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
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Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
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Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
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An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
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“After waiting months with no payout, the insurer claimed we hadn’t submitted the right paperwork. The Lassen Law Firm took over, gathered the necessary forms, and pushed the claim through in under three weeks. Efficient and professional from start to finish.”- Michael H.
Why The Lassen Law Firm Is Different
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Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
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Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
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Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
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Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.