Provo Life Insurance Lawyer
In Provo, a beautiful city known for its breathtaking mountain views, vibrant community, and strong educational roots, navigating life insurance claims can still be a confusing and stressful experience, especially when benefits are unfairly delayed, denied, or tied up in a legal dispute. At The Lassen Law Firm, we help families and beneficiaries in Provo recover what is rightfully theirs after a policyholder’s death.
Whether you’re near Provo Canyon, Brigham Young University, Downtown Provo, or anywhere in Utah County, we offer trusted legal expertise and personal support throughout the entire claims process. Our experienced Utah life insurance attorneys are ready to advocate for you.
Handling Beneficiary Disputes and Interpleader Lawsuits Across Utah County
Many life insurance disputes arise when more than one person claims they’re entitled to the death benefit. In these cases, the insurer may file an interpleader lawsuit, asking the court to determine who should be paid. We represent beneficiaries in these complex matters, including:
Legal battles between current and former spouses
Stepchildren or adopted children challenging natural heirs
Conflicting beneficiary designations
Claims involving forgery or undue influence
Divorce decree vs. beneficiary form disputes
Insurers often try to avoid liability by handing off the issue to the courts. We step in to fight aggressively for your rightful share.
Denied Life Insurance Claim in Provo? We Can Help
Insurance companies frequently delay or deny valid claims, using tactics such as:
Accusations of misrepresentation on the application
Policy lapse due to alleged nonpayment
Denials based on suicide clauses or toxicology reports
Employer group policy denials under ERISA
Disputes over accidental death versus natural causes
Our law firm has decades of experience reversing wrongful denials and recovering full benefits for families nationwide.
Why Provo Residents Trust The Lassen Law Firm
Over 25 years of exclusive focus on life insurance law
Serving all 50 states, with experience handling Utah-specific disputes
Hundreds of millions recovered for clients
No recovery, no fee, ever
Attorney Christian Lassen handles every case directly
Serving All Areas of Provo and Utah County
North Park
Maeser
Spring Creek
Provo Bay
Foothills
Orem
Pleasant Grove
Surrounding Utah Valley communities
Recent Utah Claim Victories
$630,000 secured for a spouse denied benefits due to contested policy change
$400,000 recovered in a two-way interpleader between a child and ex-partner
$250,000 reinstated after wrongful policy lapse claim during hospitalization
Don’t let an insurance company or legal technicality block your claim.
Call 800-330-2274 now for a free consultation with Christian Lassen, Esq.
Written & Reviewed by Christian Lassen, Esq.
Nationally Recognized Life Insurance Lawyer
Quoted in The Wall Street Journal (May 17, 2025) | 25+ Years Experience | Hundreds of Millions Recovered
Last reviewed: June 13, 2025
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
-
A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
-
No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
-
The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
-
Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
-
Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
-
Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
-
Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
-
Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
-
No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
-
Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
-
Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
-
Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
-
Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
-
If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
-
Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
-
In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
-
Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
-
Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
-
An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
-
“They said my brother’s death during a jet ski accident wasn’t covered because it was a high-risk activity. Lassen Law Firm carefully reviewed the policy and forced the insurer to pay up. Their legal arguments were rock solid.”- Laura P.
Why The Lassen Law Firm Is Different
-
Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
-
Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
-
Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
-
Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.