Greenville SC Life Insurance Lawyer
In Greenville, a fast-growing city known for its scenic downtown, vibrant arts scene, and Southern hospitality, families dealing with denied or delayed life insurance claims often feel powerless against large insurance companies. At The Lassen Law Firm, we help Greenville residents recover life insurance benefits that have been wrongly denied, delayed, or disputed including complex accidental death and dismemberment (AD&D) claims.
Attorney Christian Lassen, Esq. brings more than 25 years of experience handling life insurance cases exclusively. With hundreds of millions recovered nationwide, our firm is proud to advocate for families throughout Greenville and greater Greenville County.
Why Greenville Families Trust The Lassen Law Firm
We Focus Solely on Life Insurance
No personal injury. No general practice. Only life insurance claims.
Nationwide Representation
We handle cases in all 50 states and handle policies issued by private insurers and South Carolina employers.
Work Directly With an Experienced Lawyer
Your case is handled by Christian Lassen, not passed to paralegals or junior associates.
Recent Successes for South Carolina Clients
$695,000 recovered for a Greenville beneficiary after a group policy was terminated during medical leave without proper notification.
$645,000 in an AD&D case involving a disputed "racing" exclusion after a fatal ATV crash near Travelers Rest. We proved the policy exclusion didn’t apply.
$610,000 from Prudential following a lapse-related denial. Our investigation revealed the insurer had failed to send required grace period notices.
Common Greenville Life Insurance Disputes
AD&D Denials
We handle exclusions related to intoxication, illegal activity, and "risky behavior" defenses.
Lapsed Policy Disputes
We analyze the timeline and legality of termination notices under South Carolina law.
Alleged Misrepresentation
We challenge denials based on minor or irrelevant application discrepancies.
Beneficiary Challenges
We represent clients in conflicts involving ex-spouses, estranged relatives, or incomplete beneficiary designations.
ERISA Life Insurance Appeals
We fight group policy denials under federal law, including employer-sponsored plans.
Areas We Serve Around Greenville
We assist clients throughout Greenville County, including:
Downtown Greenville
Augusta Road
North Main
Nicholtown
Wade Hampton
Taylors
Mauldin
Simpsonville
Travelers Rest
Five Forks
Whether the life insurance policy came from a Greenville employer or a national insurer, we’re equipped to recover the benefits you're owed.
Our Legal Services Include
Thorough case evaluation
Insurer communication and appeals
Filing federal or state lawsuits as needed
No upfront fees we only get paid if you win
Speak With a Life Insurance Lawyer Today
Call The Lassen Law Firm at 800-330-2274 for a free, confidential consultation with attorney Christian Lassen.
Written & Reviewed by Christian Lassen, Esq.
National Life Insurance Attorney | 25+ Years of Experience
Quoted in The Wall Street Journal (May 17, 2025)
Last reviewed: June 13, 2025
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
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A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
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No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
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The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
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Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
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Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
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Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
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Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
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Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
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No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
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Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
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Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
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Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
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Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
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If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
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Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
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In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
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Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
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Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
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An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
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“They alleged policy fraud and said they wouldn’t pay. But Christian Lassen’s firm uncovered emails showing the insurer had approved everything months earlier. They settled the case quietly and quickly once the truth came out.”- Linda T.
Why The Lassen Law Firm Is Different
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Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
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Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
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Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
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Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.