Life Insurance Lawyer Yonkers NY
"Life Insurance Lawyers for Yonkers, NY – The Lassen Law Firm" In Yonkers, a vibrant city known for its rich history, scenic Hudson River views, and thriving arts and culture scene, navigating life insurance claims can still be a stressful and overwhelming process—especially when benefits are unfairly delayed or denied. At The Lassen Law Firm, we are dedicated to helping families and individuals in Yonkers secure the financial peace of mind they deserve. Whether you’re near the historic Untermyer Gardens, the lively Downtown Waterfront District, or anywhere across Westchester County, we provide trusted legal expertise and personalized care every step of the way. Our experienced and trusted New York life insurance lawyers are here to help.
With a nationwide record of recovering hundreds of millions in life insurance claims, The Lassen Law Firm delivers compassionate representation, relentless advocacy, and trusted results for Yonkers residents seeking justice in insurance disputes.
2025 Yonkers Denied Life Insurance Claims
- AIG coronavirus death denial $115,000.00
- Old American COVID death declined $95,000.00
- Yonkers Accidental Death & Dismemberment $500,000.00
- Zurich felony exclusion $320,000.00
- Farmers alcohol exclusion $150,000.00
- Yonkers life insurance claim $800,000.00
- Franklin intoxication exclusion $25,000.00
- Allianz beneficiary dispute $316,,000.00
- Nationwide interpleader $556,000.00
- MassMutual Life dispute $400,000.00
Yonkers Denied Life Insurance Claims: Answers to Common Questions
What should I do if my life insurance claim in Yonkers was denied because of a health condition?
New York limits claim denials based on health issues after the contestability period. We recently reversed a Yonkers denial where the insurer wrongly focused on a minor, unrelated illness from years prior.
Can I sue my Yonkers employer for failing to submit group life insurance paperwork?
Yes. We helped a Yonkers family recover full benefits after showing the employer deducted premiums but never completed enrollment, leading to a wrongful denial.
What happens if a beneficiary in Yonkers passed away before the insured and no contingent was named?
The payout typically goes to the estate. In one Yonkers case, we assisted heirs with filing a claim through Westchester County Surrogate’s Court to recover the insurance funds.
Is a handwritten change to a life insurance policy valid in Yonkers?
It can be valid if it’s properly signed, dated, and shows clear intent. We successfully enforced a handwritten change in Yonkers despite initial objections from the insurer.
Can a domestic partner in Yonkers collect life insurance without being legally married?
Yes, if named as a beneficiary. We defended a domestic partner's rights in Yonkers when extended family tried to block the payout after the insured’s passing.
Can I challenge a life insurance payout in Yonkers if I suspect the beneficiary designation was forged?
Yes. We recently secured a temporary restraining order in Westchester Supreme Court after proving serious questions about a forged beneficiary form.
Can a minor child collect life insurance in Yonkers?
Yes, but a guardian or trustee must manage the funds. We helped a Yonkers family establish a custodial account to protect a young child’s life insurance proceeds.
What if the policy in Yonkers was issued but never delivered to the insured?
If payment was accepted or a conditional receipt was issued, coverage may still exist. We enforced a claim in Yonkers even though the insured never physically received the final policy.
Does the New York slayer rule apply in Yonkers life insurance disputes?
Absolutely. We applied the slayer rule successfully in a Yonkers case to block a beneficiary who was found responsible for the policyholder’s death.
Can I collect a Yonkers life insurance payout if the death occurred in another country?
Yes. We recovered full benefits for a Yonkers family after insurers tried to delay payment over a death that occurred abroad, despite no foreign death exclusion in the policy.
How long should a life insurance claim take in Yonkers?
Most claims are processed within 30–60 days. We forced an insurer to pay interest penalties in Yonkers after a six-month delay without justification.
Can a will override a life insurance beneficiary designation in Yonkers?
No. We protected a beneficiary’s rights in Yonkers when relatives pointed to a will that conflicted with the life insurance designation. The policy beneficiary controls.
Can a stepchild collect life insurance in Yonkers if not named in the policy?
Typically no, unless legally adopted or specifically listed. However, we pursued equitable remedies for a financially dependent stepchild in Yonkers based on longstanding support.
Is it legal for a Yonkers life insurance company to deny a claim due to marijuana use?
Only if marijuana directly caused the death and there’s a clear exclusion. We overturned a Yonkers marijuana-based denial by proving the cause of death was unrelated.
What should I do if my life insurance claim in Yonkers is delayed pending toxicology?
Toxicology cannot delay payment indefinitely. We pushed for resolution and secured a payout in Yonkers after proving toxicology results were irrelevant to the policy’s terms.
Can I claim life insurance in Yonkers for a policy purchased online?
Yes. Digital life insurance policies are fully enforceable in New York. We successfully enforced an online-issued policy in Yonkers when the insurer questioned its validity.
What happens if a life insurance payout in Yonkers is mistakenly made to the wrong person?
You can seek to recover the funds. We filed a petition in Westchester court to redirect a payout after a mistaken payment to the wrong individual.
What if the insured in Yonkers died during elective surgery—will the life insurance still pay?
Yes, unless the policy specifically excludes surgical deaths. We secured payment for a Yonkers widow after the insurer wrongfully argued a surgical death wasn’t covered.
Can interest be recovered on a delayed life insurance payout in Yonkers?
Yes. In Yonkers, we forced an insurer to pay statutory interest after dragging out a claim without valid justification under New York insurance laws.
What if the insurer says the Yonkers policy lapsed while the insured was incapacitated?
Strict notice requirements apply. We reinstated a lapsed policy in Yonkers after showing the insurer failed to properly notify an incapacitated policyholder.
For more information on insurance regulations and consumer protections in New York, you can visit the New York State Department of Financial Services. Additionally, the National Association of Insurance Commissioners (NAIC) offers nationwide insurance resources.