Hattiesburg Life Insurance Lawyer
In Hattiesburg, known as the "Hub City" of Mississippi for its rich history and vibrant community, dealing with a denied or delayed life insurance claim can create significant stress for grieving families. At The Lassen Law Firm, we help residents of Hattiesburg and surrounding areas recover the benefits they are rightfully owed. Whether you live near the University of Southern Mississippi, along the Longleaf Trace, or anywhere across Forrest and Lamar Counties, we provide focused legal support and aggressive representation.
Led by Christian Lassen, Esq., a nationally recognized life insurance attorney with more than 25 years of experience, our firm has recovered hundreds of millions of dollars for clients nationwide. We go up against major insurers to fight back against wrongful denials and delays.
Why Hattiesburg Families Choose The Lassen Law Firm
Life Insurance Is Our Only Practice Area — We handle nothing else.
Clients Nationwide — Including policyholders and beneficiaries in Mississippi.
Direct Access to Christian Lassen — You will never be handed off to a junior associate or call center.
Mississippi Case Results
$710,000 payout for a denied AD&D claim involving a questionable autopsy finding
$655,000 recovery after the insurer alleged a lapse without issuing required notice
$630,000 settlement involving an employer-provided policy contested on the grounds of eligibility
Life Insurance Disputes We Handle in Hattiesburg
Accidental death claim denials
Application misstatement allegations
Lapsed policy disputes
ERISA-based employer policy denials
Contested beneficiary claims and interpleader lawsuits
Areas We Serve in and Around Hattiesburg
Midtown Hattiesburg
The Avenues
Downtown Historic District
West Hattiesburg
Petal
Oak Grove
Purvis
Whether your policy is individual or provided by a Mississippi-based employer, we will investigate every legal angle and pursue the compensation you’re entitled to.
You Can Expect
Free, confidential consultation
No fees unless we win your case
Thorough case evaluation and strategy
Aggressive negotiation and, when needed, litigation
Call Today
Speak directly with Christian Lassen by calling 800-330-2274. We’re ready to fight for your rights and your family’s financial security.
Written & Reviewed by Christian Lassen, Esq.
National Life Insurance Attorney | 25+ Years of Experience
Quoted in The Wall Street Journal (May 17, 2025)
Last reviewed: June 13, 2025
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
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A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
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No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
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The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
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Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
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Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
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Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
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Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
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Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
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No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
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Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
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Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
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Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
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Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
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If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
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Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
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In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
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Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
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Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
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An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
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“They accused my husband of intentionally misleading the insurer about a health issue. I was devastated. The Lassen team gathered the medical history, showed it was an honest mistake, and forced a reversal of the denial.”- Maria G.
Why The Lassen Law Firm Is Different
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Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
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Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
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Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
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Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.