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Biloxi Life Insurance Attorney

Biloxi Life Insurance Lawyer

In Biloxi, a picturesque coastal city known for its stunning Gulf beaches, historic charm, and vibrant casino scene, dealing with a denied or delayed life insurance claim can cause serious financial stress for grieving families. At The Lassen Law Firm, we help Biloxi residents recover the benefits they’re entitled to under individual and employer-sponsored life insurance policies. Whether you're near the Biloxi Lighthouse, Beach Boulevard, or anywhere across Harrison County, we offer skilled legal representation and unwavering support.

Attorney Christian Lassen, Esq., brings over 25 years of exclusive experience handling life insurance disputes. Our firm has recovered hundreds of millions of dollars nationwide by holding insurers accountable when they wrongfully deny, delay, or dispute legitimate claims.

Why Biloxi Families Work With The Lassen Law Firm

We Only Handle Life Insurance Cases — No injury, no general law, just life insurance.

Clients in All 50 States — Including those insured through Mississippi-based policies.

Direct Attorney Access — Your case is handled personally by Christian Lassen.

Mississippi Life Insurance Claim Victories

$720,000 AD&D recovery for a claim denied under a "drug exclusion" later proven irrelevant

$675,000 payout for a Biloxi family whose insurer claimed a lapse without sending notice

$600,000 settlement after a group policy denial based on disputed eligibility terms

Common Life Insurance Disputes We Handle in Biloxi

Accidental death and dismemberment (AD&D) denials

Claims involving alleged misstatements or nondisclosure

Lapse disputes and missed premium claims

ERISA group policy denials by employer plans

Beneficiary conflicts and interpleader lawsuits

We Proudly Serve the Entire Biloxi Region

Downtown Biloxi

Point Cadet

Woolmarket

D’Iberville

Gulfport

Ocean Springs

West Biloxi

Whether your loved one held a private life insurance policy or an employer-based group plan, we will pursue your claim with diligence and expertise.

What You Can Expect From Us

Free initial consultation

No legal fees unless we recover for you

Meticulous claim evaluation and legal strategy

Aggressive pursuit of benefits through appeal or litigation

Contact The Lassen Law Firm

Call 800-330-2274 to speak directly with Christian Lassen and get the legal support your family deserves.

Written & Reviewed by Christian Lassen, Esq.
National Life Insurance Attorney | 25+ Years of Experience
Quoted in The Wall Street Journal (May 17, 2025)

Last reviewed: June 13, 2025

Our FAQ

Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!

  • A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.

  • No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.

  • The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.

  • Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.

  • Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.

  • Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.

  • Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.

  • Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.

  • No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.

  • Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.

  • Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.

  • Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.

  • Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.

  • If the insurer used an outdated address despite updated information, lapse denials can often be overturned.

  • Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.

  • In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.

  • Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.

  • Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.

  • An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.

Our Clients Speak Volumes

The Right Choice for Your Claim
    Death During Alleged Criminal Act
    “The company claimed my dad died during a criminal act and denied the policy. Christian’s firm conducted their own investigation, cleared his name, and the benefit was paid in full. They didn’t back down.”
    - Steven

Why The Lassen Law Firm Is Different

  • Proven National Results
    Representing clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
  • Recognized Expertise
    Perfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
  • Client-First Advocacy
    No upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
  • Media & Community Leadership
    Quoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.

Do You Need a Life Insurance Lawyer?

Please contact us for a free legal review of your claim. Every submission is confidential and reviewed by an experienced life insurance attorney, not a call center or case manager. There is no fee unless we win.

We handle denied and delayed claims, beneficiary disputes, ERISA denials, interpleader lawsuits, and policy lapse cases.

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