Shreveport Life Insurance Lawyer
In Shreveport, where Southern hospitality meets the vibrant energy of the Red River, life insurance disputes can strike when families least expect them. If your claim has been denied, delayed, or tied up in red tape, The Lassen Law Firm is here to deliver the legal firepower you need. From downtown Shreveport to Broadmoor, Highland, and throughout Caddo Parish, we fight to secure what you’re rightfully owed.
Why Shreveport Families Choose The Lassen Law Firm
Exclusively life insurance litigation
We don’t split our focus, we go head-to-head with insurers and win.
Led by Christian Lassen, Esq.
25-year national life insurance lawyer quoted in The Wall Street Journal. Your case isn’t handed off. It’s handled with precision.
No fee unless we win
You pay nothing unless we recover benefits for you. Guaranteed.
Common Denials We See in Shreveport
Policy lapse due to alleged non-payment
Misrepresentation claims within the two-year contestability period
Beneficiary disputes and forged change forms
Accidental death exclusions and suicide clauses
ERISA group plan rejections and delayed federal employee claims (FEGLI/SGLI)
We Know Louisiana Law and Local Procedures
We’re well-versed in Louisiana’s unique insurance statutes and bad faith laws, and we leverage them to your advantage. Whether your dispute involves a major insurer like State Farm, Prudential, or MetLife, we know how to break through the stall tactics.
Serving All Neighborhoods in Shreveport and Caddo Parish
Downtown
Highland
Broadmoor
Southern Hills
Queensborough
Lakeside
All surrounding parishes and rural areas
Real Results. Real Families. Real Justice.
$500,000 recovered after wrongful denial for alleged misrepresentation
$275,000 payout secured in a beneficiary dispute involving handwritten changes
$1.1 million policy paid after initial claim was delayed for over a year
Don’t Let the Insurance Company Win
You paid for protection. We make sure you get it. At The Lassen Law Firm, we take over the fight so you can focus on healing.
Call 800-330-2274 now for a free consultation, or submit your case online for immediate review.
Written & Reviewed by Christian Lassen, Esq.
National Life Insurance Attorney | 25+ Years’ Experience
Quoted in The Wall Street Journal (May 17, 2025)
Last reviewed: June 12, 2025
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
-
A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
-
No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
-
The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
-
Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
-
Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
-
Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
-
Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
-
Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
-
No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
-
Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
-
Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
-
Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
-
Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
-
If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
-
Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
-
In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
-
Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
-
Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
-
An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
-
“They tried to connect my father’s death to an undisclosed pre-existing condition. Christian's firm reviewed the full medical file and showed it had no bearing. Within a month, we had the check.”- Susan B.
Why The Lassen Law Firm Is Different
-
Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
-
Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
-
Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
-
Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.