Life Insurance Lawyer Shreveport La
"Life Insurance Lawyers for Shreveport, LA – The Lassen Law Firm" In Shreveport, a lively city nestled in the northwest corner of Louisiana, known for its Southern charm and vibrant arts scene, navigating life insurance claims can still be a challenging and stressful experience—especially when benefits are unfairly delayed or denied. At The Lassen Law Firm, we are committed to helping families and individuals in Shreveport secure the financial peace of mind they deserve. Whether you’re near the bustling downtown area, the scenic Red River, or anywhere across Caddo Parish, we provide trusted legal expertise and personalized guidance every step of the way. Our experienced and trusted Louisiana life insurance lawyers are here to help.
With a proven nationwide record of recovering hundreds of millions in life insurance claims, The Lassen Law Firm delivers compassionate representation, relentless advocacy, and trusted results for Shreveport residents seeking justice in insurance disputes.
2025 Shreveport Denied Life Insurance Claims
- Denied life insurance claim Shreveport $220,000.00
- UNUM illegal drug denial litigated in court $314,000.00
- Shreveport COVID 19 death resolved $25,000.00
- Lincoln Financial foreign death denial $407,000.00
- North American Life interpleader $251,000.00
- Guardian Life misrepresentation case $116,000.00
- Investors life fraud alleged on application $84,000.00
- ERISA appeal won by our lawyers $344,000.00
- Sentinel competing beneficiaries claim $397,000.00
- AAA dangerous activity which we won $56,000.00
- American retirement drowning flood death $203,000.00
- Shreveport AD&D denial claim won $180,000.00
- Lincoln Life medical issue litigated $77,000.00
- FEGLI appeal which our lawyers won $429,000.00
- Fidelity Life Association key person $400,000.00
- USAA beneficiary dispute won spouse vs ex $125,000.00
- Allianz interpleader case won spouse vs ex-spouse $200,000.00
- Voya denied due to cancer not disclosed $91,000.00
- Midland National stabbing death denial $32,000.00
Questions About Life Insurance Claims in Shreveport
What are my rights if my Shreveport life insurance claim was denied due to alleged inconsistencies in the policy application?
In Louisiana, insurers must prove that any inconsistency was intentional and materially affected their risk assessment. A Shreveport life insurance attorney can investigate whether the denial was valid or if it constitutes bad faith.
How can I take legal action in Shreveport if my employer failed to enroll me in a group life insurance plan despite saying I was covered?
If an employer misrepresented coverage or failed to process enrollment, they may be financially liable. A Shreveport attorney can file negligence or breach of contract claims to recover the promised life insurance benefits.
Can a last-minute life insurance beneficiary change be disputed in Shreveport if it happened during hospice care?
Yes. Changes made during periods of severe illness are vulnerable to challenges for lack of capacity or undue influence. A Shreveport life insurance lawyer can initiate legal proceedings to contest suspicious updates.
Is it possible to reinstate a Shreveport life insurance policy that lapsed while the insured was hospitalized?
Yes. If proper lapse notices weren’t sent in accordance with Louisiana law, a Shreveport attorney can seek reinstatement of the policy or demand full payment of the death benefit.
How do I stop a fraudulent life insurance payout in Shreveport before it reaches the wrong person?
You can request an injunction in Caddo Parish District Court. A Shreveport life insurance attorney can quickly present evidence of fraud and halt the distribution of funds.
Can I enforce a handwritten beneficiary change made in Shreveport if the insurance company is refusing to honor it?
Yes, if the handwritten change clearly shows intent and complies with Louisiana legal standards. A Shreveport lawyer can present the evidence in court to fight for enforcement.
What if the life insurance policy in Shreveport was never delivered but the first premium was paid?
If a premium was accepted, Louisiana law often treats the policy as effective even without physical delivery. A Shreveport attorney can argue for enforcement and demand payout.
Does Louisiana law allow domestic partners in Shreveport to receive life insurance if they’re listed as beneficiaries?
Yes. If a domestic partner is properly named, they are legally entitled to the proceeds. A Shreveport life insurance lawyer can protect their rights if contested by family members.
What happens if the life insurance company in Shreveport paid the proceeds to the wrong individual due to clerical error?
You can pursue restitution through the court system. A Shreveport attorney can file a claim to recover misdirected funds and ensure the rightful beneficiary receives the payout.
How long does it typically take for a life insurance claim to be paid out in Shreveport after it's approved?
Valid claims are generally paid within 30–60 days. If delays occur without justification, a Shreveport life insurance lawyer can seek penalties, interest, and damages under Louisiana law.
Can I recover life insurance benefits in Shreveport if the policy was bought online and the insurer is questioning its validity?
Yes. Digital life insurance contracts are enforceable in Louisiana. A Shreveport attorney can compel payment even if the insurer challenges the contract format.
Are life insurance proceeds available to children in Shreveport, or must they be managed by an adult?
Children cannot directly control life insurance proceeds. A Shreveport lawyer can help establish a custodial account or guardianship through the court to properly manage the funds.
What should I do if my Shreveport life insurance claim is stalled due to an “undetermined” cause of death?
An “undetermined” cause is not a valid basis to deny payment unless a specific policy exclusion applies. A Shreveport attorney can challenge the delay and demand timely payout.
Is a will sufficient to change who receives a life insurance payout in Shreveport?
No. Life insurance proceeds are distributed based on the policy’s listed beneficiary, not a will. A Shreveport life insurance lawyer can challenge improper attempts to alter payouts through estate documents.
Can I challenge a denied accidental death claim in Shreveport if the death occurred during medical treatment?
Yes. If the death was unexpected and sudden, it may still qualify as accidental. A Shreveport attorney can review the AD&D policy and contest unfair denials.
Can I claim benefits from a lost life insurance policy in Shreveport if I don’t have the original documents?
Yes. Payment history, employer records, and insurer correspondence can support a claim. A Shreveport life insurance lawyer can help locate missing policies and enforce payout.
What happens if a stepchild in Shreveport was verbally promised life insurance but wasn’t named on the policy?
They generally cannot collect unless listed. However, a Shreveport attorney can evaluate whether equitable claims or alternative legal arguments are available based on the deceased’s intent.
How do I file a life insurance claim in Shreveport if the insured passed away overseas and the death certificate is in a different language?
A certified translation is required. A Shreveport lawyer can ensure the translated documents meet Louisiana standards to prevent delay or wrongful denial.
Can a life insurance policy in Shreveport be reinstated if it lapsed during a declared local emergency or natural disaster?
Yes. Louisiana provides relief during emergencies, including potential reinstatement of lapsed policies. A Shreveport attorney can explore reinstatement options under these provisions.
Can I reopen a succession in Shreveport if I discovered a life insurance policy after the estate was closed?
Yes. Louisiana law allows successions to be reopened for newly discovered assets. A Shreveport attorney can file the necessary petitions to access and distribute the life insurance proceeds.
For more information on insurance regulations and consumer protections in Louisiana, you can visit the Louisiana Department of Insurance or explore nationwide insurance resources through the National Association of Insurance Commissioners (NAIC).