Juneau Life Insurance Lawyer
In Juneau, Alaska’s striking capital surrounded by glaciers and rainforests, life insurance claims can become unexpectedly complicated especially when an insurer denies or delays benefits during a family’s most vulnerable moments. At The Lassen Law Firm, we help Juneau residents push back against unfair denials and secure the payouts they are legally entitled to receive.
Led by attorney Christian Lassen, our firm brings over 25 years of life insurance litigation experience to each case. With hundreds of millions recovered across the country, we’re proud to offer focused, results-driven representation to individuals and families in Juneau and Southeast Alaska.
Why Juneau Clients Choose The Lassen Law Firm
Exclusive Practice Area: Life insurance law is all we do every case, every time.
National Reach, Local Focus: Licensed in all 50 states, we handle Alaska-based claims involving private, employer-sponsored, and military policies.
Attorney-Led Service: Every client is represented directly by attorney Christian Lassen, not passed off to paralegals or intake teams.
Results for Alaskan Clients
$510,000 for a Douglas Island family after a lapse denial involving a policyholder who missed payments during cancer treatment. We demonstrated that required grace period notices were never sent.
$386,000 in an AD&D claim denied after a fatal hiking fall in the Tongass National Forest. The insurer cited a “hazardous activity” exclusion. We challenged the clause’s vague language and reversed the denial.
$465,000 for a federal employee’s spouse in Lemon Creek after a disputed FEGLI beneficiary form caused a payout delay. We resolved the issue through federal regulatory intervention.
Life Insurance Disputes We Handle in Juneau
Accidental Death Denials (AD&D): Including exclusions tied to travel, outdoor activity, or alleged intoxication especially common in Alaska.
Policy Lapse Disputes: We examine whether insurers complied with Alaska’s notice laws before canceling coverage.
Application Misrepresentation Claims: We challenge denials based on outdated, inaccurate, or irrelevant medical history or omissions.
Contested Beneficiaries: We assist the rightful claimant in disputes involving former spouses, incomplete forms, or outdated records.
Federal Benefit Denials (FEGLI, SGLI): We help federal employees, postal workers, and veterans in Juneau fight unjust denials through administrative and legal action.
Juneau Neighborhoods and Areas We Serve
We represent clients throughout Juneau and Southeast Alaska, including:
Downtown Juneau
Douglas Island
Mendenhall Valley
Lemon Creek
Thane
Auke Bay
Twin Lakes
West Juneau
Salmon Creek
Whether your policy was issued through an Anchorage-based insurer, an employer in the state capital, or a federal agency, we are here to help you recover every dollar you’re owed.
What You Can Expect From Our Firm
Thorough policy review and strategic legal planning
Direct communication with insurers and government agencies
Federal and state appeals or litigation when necessary
Personal guidance and aggressive advocacy
No Fees Unless We Get You Paid
You pay nothing unless we win. All consultations are free and confidential.
Call The Lassen Law Firm today at 800-330-2274 to speak directly with attorney Christian Lassen.
Written & Reviewed by Christian Lassen, Esq.
National Life Insurance Attorney | 25+ Years of Experience
Quoted in The Wall Street Journal (May 17, 2025)
Last reviewed: June 10, 2025
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
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A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
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No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
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The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
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Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
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Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
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Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
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Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
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Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
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No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
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Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
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Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
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Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
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Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
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If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
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Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
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In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
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Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
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Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
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An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
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“My mom died after a non-traditional medical procedure, and the insurer refused to pay. Lassen Law proved the treatment had nothing to do with the cause of death. They fought like it was their own family involved.”- Emily N.
Why The Lassen Law Firm Is Different
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Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
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Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
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Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
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Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.