Tulsa Life Insurance Lawyer
In Tulsa, where oil industry roots meet a thriving arts and music scene, families dealing with life insurance disputes often face uphill battles against insurers who delay or deny rightful claims. At The Lassen Law Firm, we help Tulsa residents resolve denied, delayed, or disputed life insurance claims, including accidental death and group policy denials.
Attorney Christian Lassen, Esq. brings over 25 years of experience handling life insurance cases exclusively. With hundreds of millions recovered nationwide, he provides focused legal support to families across Tulsa facing difficult insurance challenges.
Why Tulsa Families Trust The Lassen Law Firm
We Handle Life Insurance Only
Our practice is devoted entirely to life insurance claim denials and disputes.
Serving All 50 States
We handle both private policies and employer-sponsored (ERISA) coverage throughout Oklahoma.
Personalized, Attorney-Led Support
Clients work directly with Christian Lassen from consultation through resolution.
Notable Results for Oklahoma Clients
$740,000 recovered for a Tulsa widow after a lapse denial related to incorrect billing. The insurer failed to follow state grace period requirements.
$690,000 in accidental death benefits after an exclusion was wrongfully applied in a workplace fall. We proved the exclusion language was ambiguous and unenforceable.
$615,000 ERISA group policy claim for a family denied based on outdated medical records. A successful appeal reversed the insurer’s decision.
Types of Life Insurance Disputes We Handle in Tulsa
Accidental Death (AD&D) Denials
We challenge denials based on toxicology results, alleged misconduct, and high-risk activity exclusions.
Policy Lapse Disputes
We investigate whether all required notices were sent and deadlines were followed under Oklahoma law.
Application Misrepresentation
We fight rescissions based on minor or irrelevant omissions in policy applications.
Beneficiary Disputes
We resolve conflicts involving competing claims, outdated forms, or family disputes.
Employer Plan (ERISA) Denials
We handle appeals and lawsuits under federal law for denied employer-based claims.
Tulsa Neighborhoods and Areas We Serve
We assist clients throughout:
Downtown Tulsa
Brookside
Midtown
Cherry Street
Kendall-Whittier
East Tulsa
South Tulsa
Sand Springs
Broken Arrow
Jenks
Whether your policy was purchased individually or provided through an Oklahoma-based employer, we have the experience to recover what you're owed.
What You Get with The Lassen Law Firm
Complete claim analysis
Attorney communication with the insurer
Appeals and litigation when necessary
Support from start to finish by a nationally recognized life insurance lawyer
No Fee Unless We Win
There’s no cost unless we recover benefits for you. Every consultation is confidential and free of charge.
Call The Lassen Law Firm at 800-330-2274 to speak directly with attorney Christian Lassen today.
Written & Reviewed by Christian Lassen, Esq.
National Life Insurance Attorney | 25+ Years of Experience
Quoted in The Wall Street Journal (May 17, 2025)
Last reviewed: June 13, 2025
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
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A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
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No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
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The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
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Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
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Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
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Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
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Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
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Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
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No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
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Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
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Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
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Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
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Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
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If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
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Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
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In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
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Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
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Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
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An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
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“After waiting months with no payout, the insurer claimed we hadn’t submitted the right paperwork. The Lassen Law Firm took over, gathered the necessary forms, and pushed the claim through in under three weeks. Efficient and professional from start to finish.”- Michael H.
Why The Lassen Law Firm Is Different
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Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
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Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
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Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
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Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.