Life Insurance Lawyer Greensboro NC
"Life Insurance Lawyers for Greensboro, NC – The Lassen Law Firm" In Greensboro, a charming city known for its rich history, vibrant arts scene, and welcoming Southern hospitality, navigating life insurance claims can still be a difficult and frustrating journey—especially when benefits are unfairly delayed or denied. At The Lassen Law Firm, we are dedicated to helping families and individuals in Greensboro secure the financial protection they deserve. Whether you’re near the scenic Guilford Courthouse National Military Park, the bustling Downtown area, or anywhere across Guilford County, we provide trusted legal expertise and personalized guidance every step of the way. Our experienced and trusted North Carolina life insurance lawyers are here to help.
With a nationwide record of recovering hundreds of millions in life insurance claims, The Lassen Law Firm delivers compassionate advocacy, relentless representation, and trusted results for Greensboro residents seeking justice in insurance disputes.
2025 Greensboro NC Denied Life Insurance Claims
- ING felony exclusion $471,000.00
- Gerber sickness exclusion $150,000.00
- Midland National life insurance claim $700,000.00
- Greensboro denied life insurance $303,200.00
- Ameritas beneficiary dispute $52,,000.00
- Zander interpleader $67,000.00
Greensboro Denied Life Insurance Claims: Answers to Common Questions
Can a life insurance policy be canceled in Greensboro if the insured missed one premium payment?
Not automatically. We overturned a Greensboro lapse denial where the insurer failed to provide the legally required grace period notice before canceling coverage.
Is an ex-spouse entitled to life insurance benefits in Greensboro after a divorce?
Generally not. We defended a Greensboro widow’s claim when an ex-spouse tried to collect despite North Carolina’s automatic revocation rule.
What is an interpleader lawsuit and how might it affect a Greensboro life insurance claim?
An interpleader allows the court to decide between competing claimants. We resolved a Greensboro interpleader where both a former spouse and a fiancée sought the same death benefit.
Can a Greensboro life insurance claim be denied if the insured failed to mention a past illness?
Only if the omission was material and intentional. We successfully challenged a Greensboro denial where a minor past condition had no connection to the insured’s cause of death.
Does North Carolina consider life insurance community property in Greensboro?
No. We protected a named Greensboro beneficiary's payout from surviving family members who incorrectly claimed a marital right to the proceeds.
Can someone in Greensboro challenge a beneficiary designation changed near the time of death?
Yes. We invalidated a late-stage change in Greensboro after proving the insured was incapacitated and influenced by a caregiver.
What if the beneficiary named on a Greensboro life insurance policy is deceased?
If no alternate is listed, the proceeds go to the estate. We guided a Greensboro estate executor through the probate process to claim the funds.
Can a Greensboro life insurance claim be denied due to alcohol use at the time of death?
Only if intoxication exclusions apply and causation is proven. We reversed a Greensboro denial where the alcohol level was irrelevant to the fatal event.
Are stepchildren automatically entitled to life insurance in Greensboro?
No. We defended a Greensboro client’s stepchild’s equitable claim after showing strong dependency and evidence of the insured’s clear intent.
Can a handwritten note override a Greensboro life insurance beneficiary form?
No. We protected a valid Greensboro beneficiary’s rights when the family produced an unsigned handwritten note attempting to redirect the benefit.
Can a forged signature on a life insurance form be used to deny a claim in Greensboro?
Yes. We successfully invalidated a forged Greensboro change form using expert handwriting analysis and reinstated the original beneficiary.
What should I do if a Greensboro life insurance company is stalling on payment?
Act immediately. We forced a Greensboro insurer to pay both the claim and additional interest penalties after unreasonable delay.
Can a Greensboro life insurance claim be denied for suicide?
Only during the two-year suicide exclusion window. We secured full benefits in Greensboro after a wrongful denial based on a suicide outside the contestability period.
Can someone in Greensboro name a non-relative as life insurance beneficiary?
Yes. We defended a Greensboro client's right to receive life insurance benefits as a friend and caregiver, defeating a challenge from estranged family.
How does ERISA affect life insurance claims in Greensboro?
ERISA controls most employer-provided policies. We navigated a Greensboro ERISA claim where state divorce revocation laws did not apply, preserving the original beneficiary.
What is the time limit to file a lawsuit over a denied life insurance claim in Greensboro?
Three years generally, but ERISA policies have stricter timelines. We saved a Greensboro case by filing promptly before contractual deadlines expired.
Can multiple beneficiaries in Greensboro receive unequal shares of a life insurance policy?
Yes. We enforced an unequal distribution among Greensboro siblings exactly as the insured intended.
What happens if a Greensboro policyholder changed beneficiaries but the change wasn’t processed?
The insurer must follow the last valid file. We defended a Greensboro client’s entitlement against a disputed, unsubmitted beneficiary form.
Can I sue a life insurance company in Greensboro if they claim fraud to avoid paying?
Yes. We filed suit in Greensboro and won damages after showing the insurer wrongfully accused our client of fraud without credible evidence.
Can a life insurance claim be reinstated in Greensboro after being denied?
Yes. We reopened a Greensboro life insurance claim after presenting new evidence that disproved the insurer’s basis for denial.
For more information on insurance regulations and consumer protections in North Carolina, you can visit the North Carolina Department of Insurance. Additionally, the National Association of Insurance Commissioners (NAIC) provides nationwide insurance resources.