Greensboro Life Insurance Lawyer
In Greensboro, a city rooted in Revolutionary War history and known for its thriving arts scene and family-friendly neighborhoods, life insurance claims are often wrongfully delayed or denied by insurance companies looking to protect their bottom line. At The Lassen Law Firm, we represent Greensboro residents in recovering life insurance benefits they are rightfully owed, including challenging AD&D exclusions and wrongful lapse disputes.
Attorney Christian Lassen, Esq. brings over 25 years of focused life insurance experience to families across Guilford County. With hundreds of millions recovered nationwide, our firm is committed to helping Greensboro families secure what their loved ones intended them to have.
Why Greensboro Families Choose The Lassen Law Firm
Exclusive Focus on Life Insurance
We don’t handle personal injury or other legal areas. We are dedicated solely to life insurance law.
Nationwide Practice
Serving all 50 states, we help clients with both private and employer-provided ERISA policies in North Carolina.
Direct Attorney Access
Clients work directly with Christian Lassen from the first consultation to the final resolution.
Proven Success for North Carolina Clients
$695,000 from Prudential in a Greensboro AD&D claim after denial based on “reckless behavior.” We proved the exclusion didn’t apply.
$630,000 payout reinstated for a policy marked lapsed while the insured was hospitalized. Our team uncovered systemic administrative errors.
$590,000 group policy recovered from MetLife for a Greensboro family after a misapplied suicide clause. Our appeal led to full payment.
Common Greensboro Life Insurance Disputes We Handle
AD&D Denials
We dispute claim rejections involving drug, alcohol, or activity-based exclusions.
Policy Lapse Allegations
We verify whether insurers followed required notice procedures under North Carolina law.
Application Misrepresentation Accusations
We defend against denials based on alleged errors or omissions from long-ago applications.
Beneficiary Contests
We resolve disputes involving multiple claimants, outdated designations, or family conflicts.
ERISA Group Policy Denials
We represent Greensboro workers denied life insurance through their employers under federal law.
Greensboro Neighborhoods and Areas We Serve
We help clients across the Greensboro region, including:
Downtown
Lindley Park
Fisher Park
Irving Park
Adams Farm
Friendly Center
Sedgefield
College Hill
Lake Jeanette
Whether the life insurance policy was individually purchased or employer-sponsored, we have the experience to protect your rights.
Our Legal Services Include
Thorough claim analysis
Communications with the insurer
Filing state or federal lawsuits
Step-by-step guidance from an experienced life insurance attorney
No Fee Unless We Win
You pay nothing unless we recover benefits for you. Every case starts with a free, private consultation.
Call The Lassen Law Firm at 800-330-2274 to speak directly with attorney Christian Lassen.
Written & Reviewed by Christian Lassen, Esq.
National Life Insurance Attorney | 25+ Years of Experience
Quoted in The Wall Street Journal (May 17, 2025)
Last reviewed: June 13, 2025
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
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A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
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No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
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The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
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Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
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Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
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Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
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Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
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Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
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No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
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Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
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Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
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Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
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Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
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If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
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Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
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In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
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Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
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Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
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An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
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“They alleged policy fraud and said they wouldn’t pay. But Christian Lassen’s firm uncovered emails showing the insurer had approved everything months earlier. They settled the case quietly and quickly once the truth came out.”- Linda T.
Why The Lassen Law Firm Is Different
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Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
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Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
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Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
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Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.