Bellevue Life Insurance Lawyer
In Bellevue, Nebraska’s oldest city, families dealing with denied, delayed, or disputed life insurance claims often face a complex process and insurers who prioritize profits over policyholders. At The Lassen Law Firm, we focus solely on life insurance law and help Bellevue residents get the benefits they deserve.
Led by attorney Christian Lassen, Esq., who has over 25 years of experience and has recovered hundreds of millions for clients across the nation, our firm is dedicated to helping families in Sarpy County fight back against bad faith insurance practices.
Why Bellevue Families Choose The Lassen Law Firm
We Only Do Life Insurance Law – Our practice is 100% focused on life insurance disputes
Serving Clients in All 50 States – Including private and group life policies issued in Nebraska
Hands-On Representation – Clients work directly with Christian Lassen from day one
Recent Successes for Midwest Clients
$685,000 recovered for a denied claim involving a lapse triggered by unprocessed premium payments during medical leave
$655,000 secured in an AD&D case where the insurer cited drug use but the evidence showed otherwise
$600,000 payout after a misrepresentation denial was overturned by proving insurer error in application review
Life Insurance Issues We Handle in Bellevue
Denials involving accidental death clauses and exclusions
Policy lapse disputes over grace periods, notices, or billing failures
Misrepresentation claims stemming from alleged health disclosure issues
Beneficiary contests and probate-related complications
Employer-sponsored group policy denials governed by ERISA
Serving All Neighborhoods in Bellevue
We help families throughout the Bellevue area, including:
Old Towne Bellevue
Twin Ridge
Fontenelle Hills
Green Meadows
Mission Hills
Chandler Acres
South Bellevue
Bellevue University area
No matter where your policy was issued or who the insurer is, we have the experience and track record to fight for full payment.
What You Can Expect
Free consultation with Christian Lassen
No legal fees unless we win your case
Full investigation and strategy tailored to your specific denial
Litigation in Nebraska state or federal court when necessary
Contact The Lassen Law Firm Today
Call 800-330-2274 for a free, confidential case review. We will help you take the next step toward justice.
Written & Reviewed by Christian Lassen, Esq.
National Life Insurance Attorney | 25+ Years of Experience
Quoted in The Wall Street Journal (May 17, 2025)
Last reviewed: June 13, 2025
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
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A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
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No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
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The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
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Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
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Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
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Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
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Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
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Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
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No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
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Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
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Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
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Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
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Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
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If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
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Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
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In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
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Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
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Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
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An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
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“My mom died after a non-traditional medical procedure, and the insurer refused to pay. Lassen Law proved the treatment had nothing to do with the cause of death. They fought like it was their own family involved.”- Emily N.
Why The Lassen Law Firm Is Different
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Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
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Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
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Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
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Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.