Minneapolis Life Insurance Lawyer
In Minneapolis, a city celebrated for its vibrant arts scene, scenic lakes, and innovative spirit, navigating life insurance claims can still be a stressful and overwhelming experience, especially when benefits are unfairly delayed or denied. At The Lassen Law Firm, we are dedicated to helping families and individuals in Minneapolis secure the financial peace of mind they deserve. Whether you’re near the bustling Downtown area, the serene Chain of Lakes, or anywhere across Hennepin County, we provide trusted legal expertise and personalized support every step of the way. Our experienced and trusted Minnesota life insurance lawyers are here to help.
Led by nationally recognized attorney Christian Lassen, Esq., The Lassen Law Firm focuses exclusively on life insurance claim denials, delays, and disputes. With over 25 years of experience and hundreds of millions recovered for clients nationwide, we bring strategic guidance and aggressive advocacy to every case.
Why Minneapolis Residents Choose The Lassen Law Firm
Exclusive Focus on Life Insurance: We handle only life insurance claims.
Serving the Nation: Representing clients in all 50 states, including Minnesota.
Direct Attorney Access: Clients communicate directly with Christian Lassen throughout the process.
Notable Recoveries for Clients in Minnesota
$715,000 settlement in a misrepresentation claim where the insurer relied on incomplete health history.
$685,000 payout after a denied accidental death claim involving a disputed intoxication exclusion.
$650,000 recovery for a lapse dispute where the insurer failed to send required billing notices.
Types of Life Insurance Disputes We Handle in Minneapolis
Accidental death & dismemberment (AD&D) claim denials
Grace period violations and lapsed policies
Alleged application misrepresentations
Disputed beneficiaries and fraud claims
ERISA-based denials under employer group policies
Serving Minneapolis and Surrounding Communities
Downtown West
North Loop
Northeast Minneapolis
Uptown
Dinkytown
Powderhorn
Longfellow
Linden Hills
Edina
Bloomington
No matter where you're located in Minneapolis or what type of policy is involved, The Lassen Law Firm has the experience to recover what you are rightfully owed.
What We Provide
Free case review
No fees unless we win
Aggressive appeals and litigation when needed
Hands-on support throughout the claims process
Contact The Lassen Law Firm Today
If your life insurance claim has been denied, delayed, or disputed, don’t face the insurance company alone. Call 800-330-2274 for a free consultation with Christian Lassen.
Written & Reviewed by Christian Lassen, Esq.
National Life Insurance Attorney | 25+ Years of Experience
Quoted in The Wall Street Journal (May 17, 2025)
Last reviewed: June 13, 2025
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
-
A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
-
No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
-
The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
-
Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
-
Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
-
Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
-
Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
-
Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
-
No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
-
Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
-
Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
-
Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
-
Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
-
If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
-
Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
-
In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
-
Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
-
Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
-
An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
-
“The insurer said the activity my father was doing at the time of his death wasn’t covered. Lassen reviewed the policy and showed there was no such exclusion. They got it paid out without a lawsuit.”- Deborah L.
Why The Lassen Law Firm Is Different
-
Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
-
Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
-
Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
-
Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.