Meridian Life Insurance Lawyer
In Meridian, one of Idaho’s fastest-growing cities where families build legacies and community ties run deep, dealing with a denied life insurance claim can be emotionally and financially devastating. At The Lassen Law Firm, we help Meridian residents fight back against unfair insurance denials and delays, ensuring that families receive the benefits their loved ones intended for them.
Whether you live near The Village at Meridian, walk the trails of Settlers Park, or commute to nearby Boise, our team provides aggressive legal support tailored to your unique circumstances. Attorney Christian Lassen brings more than 25 years of experience and a singular focus on life insurance litigation to every case.
Why Meridian Residents Choose The Lassen Law Firm
Exclusive Focus on Life Insurance Denials
We don’t take on car accidents or slip and falls, life insurance litigation is all we do.
Serving All 50 States
Whether the policy was issued in Idaho or across state lines, we’re qualified to handle it.
Direct Attorney Involvement
Every client works with Christian Lassen himself, not a call screener or paralegal.
You Only Pay If We Win
There’s no financial risk. If we don’t recover funds for you, there’s no fee.
Types of Life Insurance Disputes We Handle in Meridian
Policy Lapse and Grace Period Violations
We investigate whether notices were legally sent and if insurers followed Idaho’s requirements.
Accidental Death Denials (AD&D)
From hiking injuries to medication-related claims, we challenge exclusions that are vague, misapplied, or unsupported by evidence.
Misrepresentation Allegations During Contestability Period
Insurers often misuse the two-year window to void valid policies. We provide expert rebuttals and policyholder medical records to prove your case.
Contested Beneficiaries and Interpleaders
If a former spouse or other party is claiming the benefit, we step in to enforce rightful payouts through negotiation or litigation.
Federal and Employer-Based Policies
We handle ERISA group policies, as well as federal employee and military life insurance claims (SGLI, FEGLI, VGLI).
Recent Successes for Idaho Clients
$295,000 paid in a group life denial involving improper lapse notification in an ERISA policy.
$118,000 recovered for a Meridian client after a delay tied to a disputed address change was resolved in our favor.
$402,000 secured after an accidental death exclusion was applied without supporting toxicology results.
Areas We Serve Around Meridian
Paramount
SpurWing
Tuscany
Heritage Commons
Bridgetower
Settlers Bridge
Cherry Lane Corridor
North Meridian
South Meridian
West Ada County
We also represent clients in nearby Eagle, Kuna, Star, and throughout the greater Treasure Valley.
What to Expect When You Hire The Lassen Law Firm
Complete policy and claim review
Direct communication with your attorney
Strategy tailored to your policy type and denial reason
Strong negotiation, or litigation if needed
No win, no fee commitment
Denied a Life Insurance Claim in Meridian? Contact Us Today
You only get one shot at recovering the money your loved one intended for you. Don’t risk handling a claim alone. Let us help.
Call 800-330-2274 or complete our online form to schedule a free consultation with attorney Christian Lassen.
Written & Reviewed by Christian Lassen, Esq.
National Life Insurance Attorney | 25+ Years Experience
Quoted in The Wall Street Journal (May 17, 2025)
Last reviewed: June 12, 2025 | Contact: 800-330-2274
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
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A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
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No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
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The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
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Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
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Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
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Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
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Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
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Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
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No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
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Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
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Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
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Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
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Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
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If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
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Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
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In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
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Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
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Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
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An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
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“The insurer said my wife’s death was suicide and refused to pay, citing a policy exclusion. I knew that wasn’t true. The team at Lassen Law proved the exclusion period had ended. They handled everything and got me justice.”- Robert S.
Why The Lassen Law Firm Is Different
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Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
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Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
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Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
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Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.