Augusta Life Insurance Lawyer
In Augusta, a city steeped in history and famed for hosting The Masters, life insurance should offer families financial security, not roadblocks and red tape. But when a claim is delayed or denied, the burden often shifts to grieving families who deserve better. At The Lassen Law Firm, we represent Augusta residents in life insurance disputes with skill, urgency, and compassion.
Whether you live near the Augusta Riverwalk, Summerville, or Fort Gordon, we provide direct legal representation backed by over 25 years of experience and hundreds of millions recovered across the country. We know how to fight the insurance companies and win.
Why Families in Augusta Turn to The Lassen Law Firm
We Only Handle Life Insurance Cases
No injury claims, no distractions. Just pure life insurance litigation.
No Fee Unless We Win
We work on a contingency basis, meaning there’s no financial risk to you.
Direct Access to Attorney Christian Lassen
Every client is represented personally by Christian Lassen, not handed off to a junior staffer.
National Firepower, Georgia Strategy
Whether your case involves a Georgia-based insurer or a federal group policy, we know how to challenge denials and push for full recovery.
Life Insurance Disputes We Handle in Augusta
Lapse and Grace Period Denials
We investigate whether notice requirements under Georgia law were followed before cancellation.
Accidental Death and Dismemberment (AD&D) Denials
If a claim is denied due to intoxication, criminal activity, or ambiguous exclusions, we challenge the insurer’s interpretation and provide factual counterevidence.
Misrepresentation Within Contestability Period
Denials based on alleged misstatements in the application are common. We work to prove they’re immaterial or untrue.
Beneficiary Disputes and Interpleaders
From family conflicts to last-minute changes, we represent rightful claimants in complex disputes.
Federal and Employer-Sponsored Policies
FEGLI, SGLI, and ERISA claims require precision. We’ve handled hundreds nationwide and understand their unique appeal procedures.
Recent Case Outcomes Near Augusta
$225,000 recovered after a lapse denial in Martinez. We proved the policyholder never received required premium notices.
$382,000 paid out after an AD&D claim involving a boating accident near Thurmond Lake. The insurer attempted to apply a watercraft exclusion, but we overturned it with accident reconstruction and witness affidavits.
$147,000 secured for an Augusta University employee after a group life policy was denied based on a missed enrollment confirmation. We showed HR failed to provide required documentation.
Areas We Serve Across the Augusta Region
We represent clients across Augusta-Richmond County and surrounding areas, including:
Downtown Augusta
Summerville
West Augusta
Martinez
Fort Gordon
Harrisburg
National Hills
Forest Hills
East Boundary
Hephzibah
South Augusta
Whether you're facing a denial from a large insurer or fighting for benefits tied to military or government service, we provide the experience and legal strength you need.
What to Expect From Our Firm
Fast, no-cost claim evaluation
Full policy analysis and strategy development
Aggressive appeals and litigation when necessary
Clear, responsive communication
No fee unless we win your case
Take the First Step
If your life insurance claim has been denied or stalled in Augusta, don’t wait. Contact The Lassen Law Firm today for a free consultation and speak directly with attorney Christian Lassen.
Call 800-330-2274 or fill out our contact form to get started.
Written & Reviewed by Christian Lassen, Esq.
National Life Insurance Attorney | 25+ Years Experience
Quoted in The Wall Street Journal (May 17, 2025)
Last reviewed: June 12, 2025 | Contact: 800-330-2274
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
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A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
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No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
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The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
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Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
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Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
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Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
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Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
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Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
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No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
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Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
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Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
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Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
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Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
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If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
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Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
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In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
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Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
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Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
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An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
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“They said my brother’s death during a jet ski accident wasn’t covered because it was a high-risk activity. Lassen Law Firm carefully reviewed the policy and forced the insurer to pay up. Their legal arguments were rock solid.”- Laura P.
Why The Lassen Law Firm Is Different
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Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
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Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
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Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
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Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.