Anchorage Life Insurance Lawyer
In Anchorage, where the untamed beauty of Alaska meets a growing urban center, life insurance disputes can present complex legal challenges. At The Lassen Law Firm, we help Anchorage families recover denied or delayed life insurance benefits whether the case involves accidental death, military policies, or employer-provided coverage.
With over 25 years of focused experience and hundreds of millions recovered nationwide, attorney Christian Lassen provides dedicated representation to Alaskans navigating insurance company resistance.
Why Anchorage Clients Turn to The Lassen Law Firm
Exclusive Practice: We handle only life insurance cases, no distractions, no dilution of focus.
Nationwide Reach: Licensed in all 50 states, including Alaska, we assist with federal, group, and private policy claims.
Direct Legal Guidance: Clients work personally with attorney Christian Lassen, not case managers or intake staff.
Results for Alaska Policyholders and Beneficiaries
$585,000 for a family whose accidental death claim was denied after a fatal crash near Lake Hood. The insurer cited an alcohol exclusion. We challenged the wording and secured full payout.
$410,000 after an SGLI denial for a service member stationed at Joint Base Elmendorf-Richardson. The insurer questioned a beneficiary change. We reconstructed the intent and won the claim.
$295,000 for an Anchorage worker whose employer-sponsored policy lapsed after a cross-state move. We proved the employer failed to follow procedures.
Life Insurance Disputes We Handle in Anchorage
Accidental Death & Dismemberment (AD&D): Denials related to aviation, outdoor risk, or intoxication are common in Alaska. We analyze policy language and apply case-specific facts.
Lapse Disputes: We investigate whether insurers followed Alaska notice requirements and grace period laws before canceling coverage.
Misrepresentation Allegations: These claims often rely on outdated health records or minor application discrepancies. We fight back with facts and expert input.
Contested Beneficiary Disputes: From ex-spouses to estranged relatives, we help rightful claimants assert their legal position and claim policy benefits.
SGLI, FEGLI, and ERISA Claims: We regularly assist federal employees, veterans, and union members whose claims have been denied due to paperwork, timing, or regulatory disputes.
Anchorage Communities We Serve
We work with clients throughout Anchorage and surrounding areas, including:
Downtown Anchorage
Midtown
Turnagain
East Anchorage
Spenard
South Addition
Eagle River
Muldoon
Russian Jack
Sand Lake
Whether your case involves a private insurer, employer-provided policy, or military life insurance benefit, we bring the legal experience and persistence to fight back and win.
Our Services Include
In-depth policy analysis and case evaluation
Communication and negotiation with insurers
Federal and state litigation when needed
Ongoing client updates and strategic planning
No Fees Unless We Recover for You
You pay nothing unless we win your case. Every consultation is confidential and 100% free.
Call The Lassen Law Firm at 800-330-2274 today to speak directly with attorney Christian Lassen.
Written & Reviewed by Christian Lassen, Esq.
National Life Insurance Attorney | 25+ Years of Experience
Quoted in The Wall Street Journal (May 17, 2025)
Last reviewed: June 10, 2025
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
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A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
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No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
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The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
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Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
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Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
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Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
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Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
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Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
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No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
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Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
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Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
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Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
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Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
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If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
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Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
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In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
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Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
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Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
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An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
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“We were denied after my dad changed jobs and the company claimed he never converted his life insurance policy. Mr. Lassen found the paperwork showing he had. The check arrived a month later.”- Brian C.
Why The Lassen Law Firm Is Different
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Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
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Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
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Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
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Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.