Life Insurance Lawyer Mobile Alabama
Mobile is a great place, however, what is not so great is the high volume of denied life insurance claims here. Our life insurance lawyers will fight the insurance companies to get you the full value of your policy. You need a life insurance lawyer Alabama!
A life insurance company may deny a claim for various reasons. Here are some of the most common reasons for denial:
Non-disclosure of information: If the policyholder did not disclose important information, such as a pre-existing medical condition or a dangerous occupation, the insurance company may deny the claim.
Policy exclusions: Some policies have exclusions that limit or exclude coverage for certain types of deaths, such as suicide or deaths related to illegal activities.
Policy lapse: If the policyholder fails to pay the premiums, the policy may lapse, and the insurance company may deny the claim.
Misrepresentation: If the policyholder made a misrepresentation or provided false information when applying for the policy, the insurance company may deny the claim.
Fraud: If the insurance company believes that the claim is fraudulent, they may deny the claim and launch an investigation.
Contestability period: Most life insurance policies have a contestability period, typically two years from the date of the policy's issuance, during which the insurance company can deny the claim if they discover that the policyholder provided false information or failed to disclose important information.
If a claim is denied, the insurance company is required to provide the policyholder with a written explanation of the reason for the denial. The policyholder has the right to appeal the decision or seek legal action.
Recent Mobile Alabama Denied Life Insurance Claims Resolved
- Guardian Life alcohol exclusion $45,000.00
- Mobile Alabama denied life insurance claim $12,000.00
- AAA Life suicide self inflicted injury $102,100,00
- SGLI denial beneficiary change form $407,493.00
- Commonwealth Life autoerotic asphyxiation death $39,000.00
- Colonial Penn boat accident drugs $73,000.00
- Reliaster act of war exclusion $11,000.00
- Ohio National stabbing denial $34,000.00
- AD&D denied life insurance claim Mobile Alabama $31,000.00
- New York Life fentanyl death $51,500.00
- Vantis chronic illness exclusion $39,000.00
- AFBA life self-inflicted injury exclusion $14,000.00
- Western United lapse due to nonpayment $8,000.00
- TruStage power of attorney change $39,000.00
- FEGLI denial which was resolved $123,000.00
- Transpremier Life contestable period $59,000.00
Contact us today.