Oklahoma City Life Insurance Lawyer
In Oklahoma City, where Western heritage meets modern growth, life insurance disputes can hit families hard — especially when insurers delay or deny payment during their time of need. At The Lassen Law Firm, we help Oklahoma City residents fight back against denied, delayed, or disputed life insurance claims, including accidental death and employer-sponsored policies.
Attorney Christian Lassen, Esq. brings over 25 years of exclusive focus in life insurance law. Having recovered hundreds of millions for clients across the country, he personally guides Oklahoma families through the toughest moments with clarity and results.
Why Oklahoma City Families Turn to The Lassen Law Firm
Exclusive Focus
We only handle life insurance disputes — no injury, no general practice.
Nationwide Reach
Serving all 50 states, including claims under Oklahoma employer and private policies.
Direct Representation
Clients speak directly with Christian Lassen, not paralegals or junior associates.
Notable Results for Oklahoma Clients
$790,000 in accidental death benefits after a “drug use” exclusion was cited in a fatal construction accident. We demonstrated the exclusion was improperly applied and secured full payment.
$620,000 recovered for an Oklahoma City widow after an employer policy was wrongfully canceled during short-term disability leave. Our ERISA litigation forced the insurer to pay the full claim.
$580,000 from a lapse dispute where the carrier failed to send premium notices to the correct address.
Life Insurance Disputes We Handle in Oklahoma City
Accidental Death (AD&D) Denials
We challenge denials based on intoxication, “high-risk” exclusions, or alleged criminal behavior.
Policy Lapse Claims
Including issues tied to grace periods, non-payment notices, or employer error.
Misrepresentation Allegations
We fight rescissions based on outdated or misunderstood application answers.
Beneficiary Disputes
We resolve claims involving family conflict, outdated designations, or legal challenges from ex-spouses.
Group Plan (ERISA) Denials
We file appeals and lawsuits when employer-sponsored coverage is wrongfully denied.
We Serve Clients Across Oklahoma City and Oklahoma County
Our firm helps families throughout:
Bricktown
Downtown OKC
Edmond
Moore
Midwest City
The Village
Nichols Hills
Capitol Hill
Bethany
Del City
Whether you’re dealing with a private policy or group coverage through an Oklahoma employer, we have the experience to recover what’s rightfully yours.
What We Provide
Detailed review of your claim
Strategic communication with the insurer
Litigation when necessary
Attorney-led support from start to finish
No Fee Unless We Win
You owe nothing unless we recover funds on your behalf. Every consultation is free and confidential.
Call The Lassen Law Firm at 800-330-2274 to speak with attorney Christian Lassen today.
Written & Reviewed by Christian Lassen, Esq.
National Life Insurance Attorney | 25+ Years of Experience
Quoted in The Wall Street Journal (May 17, 2025)
Last reviewed: June 13, 2025
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
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A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
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No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
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The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
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Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
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Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
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Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
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Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
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Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
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No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
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Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
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Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
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Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
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Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
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If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
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Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
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In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
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Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
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Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
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An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
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“My mom died after a non-traditional medical procedure, and the insurer refused to pay. Lassen Law proved the treatment had nothing to do with the cause of death. They fought like it was their own family involved.”- Emily N.
Why The Lassen Law Firm Is Different
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Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
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Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
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Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
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Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.