Akron Life Insurance Lawyer
In Akron, a city shaped by its rubber industry roots, artistic energy, and strong neighborhoods, families often face unexpected challenges when life insurance benefits are denied or delayed. At The Lassen Law Firm, we help Akron residents resolve denied, delayed, or disputed life insurance claims, including complex accidental death (AD&D) and employer-based policies.
Attorney Christian Lassen, Esq. has devoted his 25-year legal career exclusively to life insurance law. With hundreds of millions recovered nationwide, our firm is proud to represent families across Akron when insurers refuse to pay what is rightfully owed.
Why Akron Families Choose The Lassen Law Firm
We Do One Thing Only
We don’t dabble in injury or general practice — just life insurance disputes.
Serving the United States
We represent clients in all 50 states, including both private and group policies tied to Ohio employers.
Attorney-Led Approach
Your case will be handled directly by Christian Lassen, not passed to associates or paralegals.
Ohio Case Results
$710,000 life insurance payout for an Akron family after an employer failed to convert a group policy during a leave of absence. We proved the insurer violated conversion rights under ERISA.
$645,000 in AD&D benefits after a fatal motorcycle crash was denied under a “reckless activity” exclusion. We established the exclusion was misapplied and forced full payment.
$590,000 paid on a lapsed policy after our investigation showed that required lapse notices were not sent to the insured's last known address.
Common Akron Life Insurance Disputes We Handle
AD&D Denials
We challenge denials based on alcohol, drug use, or alleged criminal acts.
Lapse and Termination Claims
Including missed premium notices, employer error, or failure to offer conversion.
Misrepresentation Allegations
We defend against post-claim rescissions based on supposed application errors.
Beneficiary Conflicts
We resolve disputes between ex-spouses, children from multiple marriages, and unclear designations.
Employer Policy Denials (ERISA)
We appeal wrongful denials and pursue litigation under federal benefits law.
Serving All of Akron and Summit County
We assist clients across the region, including:
Highland Square
Downtown Akron
North Hill
Firestone Park
Kenmore
West Akron
Goodyear Heights
Ellet
Barberton
Cuyahoga Falls
Whether your policy was purchased privately or provided by an Ohio employer, we have the experience to get results.
What You Can Expect
In-depth review of your claim
Direct communication with insurers
Litigation in state or federal court if necessary
Personal, transparent guidance from start to finish
No Recovery, No Fee
You pay nothing unless we win. Every case starts with a free consultation.
Call The Lassen Law Firm at 800-330-2274 to speak directly with attorney Christian Lassen.
Written & Reviewed by Christian Lassen, Esq.
National Life Insurance Attorney | 25+ Years of Experience
Quoted in The Wall Street Journal (May 17, 2025)
Last reviewed: June 13, 2025
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
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A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
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No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
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The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
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Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
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Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
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Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
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Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
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Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
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No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
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Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
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Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
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Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
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Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
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If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
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Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
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In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
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Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
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Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
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An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
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“They tried to deny my mom’s claim by referencing a vague exclusion clause. Christian quickly proved the exclusion didn’t apply. What seemed impossible at first became a closed case thanks to their persistence.”- Thomas E.
Why The Lassen Law Firm Is Different
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Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
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Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
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Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
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Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.