Las Vegas Life Insurance Lawyer
In Las Vegas, the dazzling city known for its world-class entertainment and vibrant culture, life insurance claimants often find themselves up against powerful insurers looking to delay or deny valid claims. At The Lassen Law Firm, we exclusively handle life insurance matters, helping families in Las Vegas recover the full benefits they are owed.
Attorney Christian Lassen, Esq. brings over 25 years of experience and a national reputation for recovering hundreds of millions in denied and disputed life insurance claims. We are proud to serve clients throughout Clark County and the entire state of Nevada.
Why Las Vegas Families Rely on The Lassen Law Firm
Exclusive Focus – Life insurance law is all we do
National Reach – Representing beneficiaries in all 50 states, including Nevada-based policies
Attorney-Driven – You work directly with Christian Lassen from consultation to resolution
Recent Successes for Western Clients
$725,000 from a denied AD&D claim involving a motorcycle accident where intoxication was wrongly alleged
$680,000 policy paid after insurer claimed a lapse that we disproved through payment history records
$600,000 secured in a case where the insurer alleged material misrepresentation that was not supported by medical records
We Handle All Types of Life Insurance Disputes in Las Vegas
Denied Accidental Death & Dismemberment (AD&D) Claims
Policy Lapses and Nonpayment Disputes
Alleged Misrepresentation or Fraud in the Application
Beneficiary Disputes and Contested Claims
Employer Group Policy Denials (ERISA Cases)
Serving All of Clark County, Including:
The Strip
Summerlin
Henderson
North Las Vegas
Paradise
Spring Valley
Enterprise
Whether your loved one had an individual life policy or an employer-provided plan, we can help you recover the full payout you’re entitled to.
What to Expect From Our Firm
No legal fees unless we recover for you
Aggressive negotiation and litigation if needed
Direct communication with an experienced life insurance attorney
A free, confidential case evaluation
Contact Us Today
Call The Lassen Law Firm at 800-330-2274 for a free consultation. We’ll review your denial, explain your rights, and fight for the justice you deserve.
Written & Reviewed by Christian Lassen, Esq.
National Life Insurance Attorney | 25+ Years of Experience
Quoted in The Wall Street Journal (May 17, 2025)
Last reviewed: June 13, 2025
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
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A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
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No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
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The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
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Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
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Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
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Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
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Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
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Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
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No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
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Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
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Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
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Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
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Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
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If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
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Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
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In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
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Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
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Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
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An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
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“Apparently, there were so-called inconsistencies on the application. The insurer used that as an excuse to avoid paying. Thankfully, Lassen Law stepped in and proved everything had been disclosed accurately. Claim paid.”- Rebecca M.
Why The Lassen Law Firm Is Different
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Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
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Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
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Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
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Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.