Henderson Life Insurance Lawyer
In Henderson, a thriving city known for its family-friendly atmosphere, beautiful parks, and proximity to the Las Vegas Strip, families dealing with denied, delayed, or disputed life insurance claims often face a frustrating battle with large insurance companies. At The Lassen Law Firm, we exclusively handle life insurance cases, helping residents of Henderson get the full benefits they are rightfully owed.
Attorney Christian Lassen, Esq. brings over 25 years of national experience to every case. With hundreds of millions recovered for clients across the country, he personally leads each claim and provides dedicated, hands-on legal guidance throughout the process.
Why Henderson Clients Trust The Lassen Law Firm
Life Insurance Focus – We don’t take personal injury or general litigation cases. Life insurance is all we do
Nationwide Representation – Serving clients in all 50 states, including those with Nevada-based group and private policies
Attorney-Led Advocacy – Christian Lassen personally oversees each case, from consultation to resolution
Examples of Success for Western Clients
$690,000 in an AD&D case involving a boating fatality where insurer invoked a recreational exclusion
$645,000 for a lapse dispute triggered by premium misapplication by the insurer during a job change
$615,000 secured after a claim was denied for alleged misrepresentation; we proved the client gave truthful disclosures
Types of Life Insurance Disputes We Handle in Henderson
Accidental death denials based on exclusions for drugs, alcohol, or criminal activity
Disputes involving policy lapses, missed payments, or failure to send required notices
Denials citing misstatements on the application
Beneficiary changes, will contests, and probate complications
ERISA-governed employer policy denials and appeals
We Serve All Areas of Henderson
Including:
Green Valley
Anthem
MacDonald Ranch
Lake Las Vegas
Seven Hills
Whitney Ranch
Paradise Hills
Cadence
No matter where you live in Clark County or how your policy was obtained, we will build a tailored legal strategy to recover your full benefits.
Our Commitment to You
Free case review with Christian Lassen
No legal fees unless we recover compensation
Full investigation and litigation when necessary
National resources with personalized service
Speak With a Life Insurance Attorney Today
Call The Lassen Law Firm at 800-330-2274 for a free consultation. We’re ready to help you take the next step toward justice.
Written & Reviewed by Christian Lassen, Esq.
National Life Insurance Attorney | 25+ Years of Experience
Quoted in The Wall Street Journal (May 17, 2025)
Last reviewed: June 13, 2025
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
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A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
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No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
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The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
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Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
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Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
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Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
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Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
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Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
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No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
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Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
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Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
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Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
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Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
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If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
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Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
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In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
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Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
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Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
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An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
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“I was told the life insurance policy had lapsed due to unpaid premiums. But Christian Lassen's team proved the company had failed to send proper notice. They fought back and got the policy reinstated retroactively. I’m incredibly grateful.”- James L.
Why The Lassen Law Firm Is Different
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Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
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Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
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Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
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Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.